Nearly 1 in 4 CFOs expect their finance teams to adopt digital currency within two years, according to Deloitte’s latest CFO Signals survey
Surveyed corporate finance leaders are signaling a meaningful shift in their approach to digital assets, with growing openness to integrating cryptocurrency into their operations. According to Deloitte’s “Q2 2025 North American Signals” survey of 200 CFOs, only 1% of CFOs do not envision using stablecoin in the long-term. More immediately, nearly 1 in 4 (23%) said their treasury department is likely to accept cryptocurrency as payment or purchase it as an investment within the next two years. That percentage is higher (39%) for CFOs working at companies with $10 billion in revenues and up.
Despite some concerns about investing in non-stable cryptocurrency — price volatility, among others — CFOs are evaluating how digital currency could both enhance broader investment strategies and streamline cross-border transactions. When asked to name the business functions they envision using non-stable crypto currency in the long term, 52% of CFOs cited supply chain management. That was the top response.
“CFOs are thinking beyond any ‘crypto hype’ and focusing on the practical implications of digital assets,” said Steve Gallucci, US. and global leader of Deloitte’s CFO Program. “They appear to be assessing where cryptocurrency can drive efficiency, reduce friction in global operations, and future-proof financial infrastructure. The opportunity isn’t just about innovation; it’s about making informed, strategic moves that align with enterprise value and control.”
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Stablecoin’s strategic appeal
Stablecoins, in particular, are gaining acceptance as a practical entry point for the adoption of digital currency. CFOs surveyed cited enhanced protection of customer privacy (45%), a more efficient cross-border transactions (39%) as top motivators. For organizations, transactions conducted in crypto do not require intermediaries like banks thus reducing costs and accelerate settlement times, making stablecoin adoption an increasingly attractive proposition.
Crypto discussions moving inside the enterprise
Momentum is also building internally, as more than one-third (37%) of CFOs say they have already engaged their boards in conversations about cryptocurrency, while 41% report discussions with their chief information officers. These early conversations might underscore a recognition that any move toward adoption will likely require a robust governance framework and hefty IT support.
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