Category : Industry Perspectives

Artificial Intelligence Banking Digital Payments Finance Fintech Industry Perspectives

AI Agents Have Payment Rails. They Don’t Have Work.

Philipp Eryushev
by Philipp Eryushev0
Recent reporting highlighted that, in the week of 17 August 2026, AI agents using the x402 protocol made 8.7 million transactions, more than double the week before. Those transactions moved about $367,950 between them, roughly four cents each. Payments companies are building infrastructure for AI agents. Mastercard forecasts that more......
Banking Digital Payments Finance Fintech Industry Perspectives

Payment Speed Is Outpacing Banks’ Ability To Manage Risk

Parijat Banerjee
by Parijat Banerjee0
FedNow processed nearly 5 million instant payments in the second quarter of 2026, an 83% increase from Q1. And its potential reach is expanding. The Federal Reserve recently issued a proposal that would broaden FedNow’s role in cross-border payments. By allowing participating institutions to use intermediaries outside the Federal Reserve......
Banking Digital Payments Finance Fintech Industry Perspectives

Sending Is the Next Instant Payments Test

Maharaja Subramanian
by Maharaja Subramanian0
Most financial institutions (FIs) have moved beyond the “simple” challenges of instant payment access. The Real Time Payments (RTP) network has processed more than 1.7 billion transactions and cleared and settled over $3.4 trillion instantly since 2017, and FedNow settled over eight million payments in 2025. Now, banks are focused......
Artificial Intelligence Finance Fintech Industry Perspectives Investment Services Risk Management Technology

Why Security, Compliance and Resilience Must Advance Together in Financial Services

David Everson
by David Everson0
Financial services organizations face growing pressure to modernize while protecting sensitive information, meeting evolving regulatory expectations and maintaining uninterrupted operations. Every new AI capability, automated process or cloud service changes how information is accessed, used and governed, and can introduce new dependencies and risks. Security, compliance and resilience therefore cannot......
Artificial Intelligence B2B Digital Payments Finance Fintech Industry Perspectives

How CFOs Are Becoming Stewards of Customer Trust

Lilac Schoenbeck
by Lilac Schoenbeck0
CFOs don’t typically think of themselves as customer experience leaders. But some of a company’s most frequent and consequential customer interactions come from finance. Customers routinely receive invoices, payment reminders, and collections notices, yet few organizations scrutinize their tone, timing, and consistency as closely as they do sales or marketing......
Artificial Intelligence Finance Fintech Industry Perspectives Technology

Why Regulated Industries Will Define the Next Phase of Enterprise AI Adoption

Dan Kutchel
by Dan Kutchel0
For the past few years, enterprise AI has largely been defined by experimentation. Companies launched pilots, tested new tools and explored where AI could reduce manual work or improve customer and employee experiences. That period helped organizations understand what technology can do. The next phase will be more practical. Business......
Artificial Intelligence Banking Digital Payments Finance Fintech Industry Perspectives

Why Agentic Commerce Calls For Smarter Friction, Not Less Of It

Ryan O’Kane
by Ryan O’Kane0
Modern payment innovation has largely focused on making the act of paying almost invisible. Features like Amazon’s “Buy Now” option and Uber’s automatic post-ride billing are now the norm, conditioning customers to payment experiences that disappear into the product itself. While leading e-commerce players have successfully embraced this approach, the......
Artificial Intelligence Banking Finance Fintech Industry Perspectives Lending

Five AI Governance Questions Every Bank Should Be Ready to Answer

Wendy Wilson
by Wendy Wilson0
For the past several years, the conversation around artificial intelligence in banking has focused on adoption. How can financial institutions use AI to make faster lending decisions, detect fraud more effectively, improve customer service or automate routine tasks? Those questions remain important, but they are no longer the only ones......
Banking Big Data Digital Payments Finance Fintech Industry Perspectives Investment Services

What Community Banks Need to Deploy Agentic AI Safely and Effectively

Peter Boyer
by Peter Boyer0
As one of the world’s most tightly regulated industries, banking operates under extensive oversight. Community banks are no exception. The pressure to adopt artificial intelligence (AI) is real and accelerating, with financial institutions, regulators, and clients all pushing for more technology that can streamline the digital banking experience, bolster cybersecurity......
Artificial Intelligence Finance Fintech Industry Perspectives Investments

Finance is Investing in AI. Why Aren’t CFOs Seeing Results?

Alok Ajmera
by Alok Ajmera0
Finance has an AI problem: investment is accelerating, but the payoff remains inconsistent. Recent Gartner research paints this picture clearly: AI initiatives are only succeeding about half of the time despite continued investment. With investment rising, and the use of AI infiltrating both our professional and personal lives, why is......
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