Category : Guest Posts

Business Capital Markets Compliance management Guest Posts

When the Sanctions Stakes Keep Rising, Conventional Solutions Don’t Work

Deya Innab
UK authorities have restated the sanctions rules for financial institutions. Compliance and financial crime risk management leaders in financial institutions will be held accountable if they don’t provide the compliance function with necessary resources, processes and technology.  In March, the UK Office of Financial Sanctions Implementation (OFSI) reiterated its guidance......
Banking Guest Posts

Expect Major Moves from the CFPB in 2023

Paul Davis
Given the sharp rise of digital banking and fintech partnerships, high inflation, and rising interest rates, there is no doubt that the Consumer Financial Protection Bureau (CFPB) is stepping up oversight and discipline of traditional financial institutions.  Wells Fargo and Regions Bank are just two examples of what to expect......
Digital Payments Guest Posts

How Remittances Can Solve LatAm’s Education Crisis

Jairo Riveros
Receiving a quality education can further an individual’s potential for success. In supporting those working toward a degree, communities can also boost economies, reduce poverty, and even expand societal views on innovations. Latin American countries have historically lagged when it comes to advancement in education. For instance, due to gender,......
Cryptocurrency Guest Posts

The Benefits of the XRPL

Jake Leaver
Introduction The XRP Ledger is a distributed, open-source ledger that provides a shared, public database for payments, exchanges and other transactions. It’s the backbone of the XRP ecosystem. The ledger uses a consensus algorithm to ensure its integrity without requiring miners or proof of work (PoW). Instead, it relies on......
B2B Digital Payments Guest Posts

The Rise of the Resilience of the Post-Pandemic Restaurant Industry

Brian Duncan
On January 30, 2023, the White House announced that it would end the federal public health emergency related to the COVID-19 pandemic on May 11, 2023. The gradual return to a quasi-normal state has been long in coming, and the after-effects of this worldwide crisis are still taking their toll.......
Cryptocurrency Fintech Primers Fintech Radar Guest Posts

Decentralized Authentication: A Path Forward to Crypto 2.0

Alessandro Chiarini
There seems to be several factors to blame for the recent crypto fallout – everything from contagion fears stemming from FTX’s fast and precipitous fall; to the need for more stringent regulations, especially around stablecoins; and more. But another big part of the decline of crypto 1.0 certainly has to......
Banking Guest Posts

Modular Banking: The Next Stage of Evolution for BaaS Infrastructure

Sankaet Pathak
Origins of Non-Bank, Consumer-Facing Fintechs When the fintech industry emerged in the late 1990s, non-bank technology platforms initially offered person-to-person payments. Next came the expansion of person-to-merchant payments, supported by regulated banks that focused on deposits, merchant acquiring or ACH (Automated Clearing House) processing. Before merging to become Paypal in......
DeFi Guest Posts

Crypto and the Developing World: Empowering Women through Decentralized Finance

Cristina Ceban
Imagine being excluded from the formal financial system, unable to access traditional banking services and feeling powerless over your financial future. Unfortunately, this is the reality for many women in the developing world. The lack of access to formal financial services not only limits women’s financial opportunities but also puts......