Category : Industry Perspectives

Artificial Intelligence Banking Finance Fintech Industry Perspectives Investment Services Lending

AI Crisis or Opportunity?

Tim Pranger
by Tim Pranger0
For credit unions, the answer is both … and neither I had breakfast with a credit union CEO at a conference last year who told me they were in the middle of an “AI audit.” I asked what that meant. She said they were figuring out how many positions they......
Artificial Intelligence Digital Payments Finance Fintech Industry Perspectives

It’s About to Get Personal—How Hyper-Personalized Messaging Redefines Fintech for a New Generation

Nick Babinsky
by Nick Babinsky0
Personalization has a bad rep—and for good reason, in my opinion. When most people think about “personalized” experiences, they remember the misses: the shopping recommendation that is just a carbon copy of the last thing they bought, or the “you may like this movie” pick based on whatever the kids......
Artificial Intelligence Banking Finance Fintech Industry Perspectives

Mythos and the New Attack Surface: What Fintech Leaders Need to Understand Now

Harshit Agarwal
by Harshit Agarwal0
In late April, Germany’s Bundesbank chief supervisor, Michael Theurer, made an unusual request. He called on the European Commission to formally approach Anthropic (or the U.S. government directly) to get access to Mythos, the company’s latest AI model. Without it, European banks couldn’t test which vulnerabilities the model was capable......
Artificial Intelligence Digital Wallet Finance Fintech Industry Perspectives

The Next Financial Evolution Centers On Stored Value Infrastructure

Brett Narlinger
by Brett Narlinger0
$360 billion in loyalty points alone sits unspent globally, according to Gartner—and that’s before you count gift cards, refund credits, promotional balances and rewards. The financial infrastructure to unlock that value already exists. What’s missing is the layer that connects it. For today’s consumer, stored value is active financial infrastructure—regularly......
Artificial Intelligence Digital Payments Finance Fintech Industry Perspectives Security

Payments, Technology, And Data: Risk Vs Opportunity

Hugo Remi
by Hugo Remi0
Payment services and products are always improving. Customers no longer need to leave a retailer’s website to access a payment option. A merchant doesn’t need to build their money managing infrastructure from scratch anymore. An accountant can automate month-end invoices. This revolution in services is driven by a few cornerstone......
Artificial Intelligence Banking Compliance management Cryptocurrency Finance Fintech Industry Perspectives

When the Signals Were Always There: What Kontigo Reveals About Fintech’s Risk Blind Spot

Clarence Chio
by Clarence Chio0
financial systemThe investigation into Kontigo has generated significant discussion across fintech and compliance circles and for good reason. But the most important lesson from this story is not about one bad actor slipping through the cracks. It is about a system that was never designed to catch what was hiding......
Artificial Intelligence Finance Fintech Industry Perspectives

How Verification Architecture Addresses AI’s Trust and Speed Problem

Manish Suthar
by Manish Suthar0
The promise of AI was that it would let firms operate at a speed and scale they could not before. A few years into the buildout, however, most enterprise AIs are still running at human speed. In fact, a recent study showed that 95% of AI output is still verified......
Artificial Intelligence Fintech Industry Perspectives Security

The AI Shift in Fraud: Why Banks Need a New Playbook

Faisal Nisar
by Faisal Nisar0
Financial institutions are facing a new class of sophisticated attacks that resemble legitimate customer behavior. Deepfakes, synthetic identities and verification bypass attempts are defeating security controls that were built for a pre-generative AI world, where impersonation was slower and easier to detect. What once worked to stop credential theft and......
Artificial Intelligence Fintech Industry Perspectives Security

How to Win the AI vs. AI Battle on Fraud

Mamta Rodrigues
by Mamta Rodrigues0
The financial services sector is undergoing a pivotal shift in its approach to combat fraud. AI-enabled fraud is on the rise, and losses to these sophisticated attacks are expected to reach $40 billion annually by 2027, up from $12.3 billion four years ago. Despite its industry potential, AI allows bad......
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