HomeAbroad eliminates traditional financing barriers for international real estate investors with property income-based mortgages (DSCR loans) that require no U.S. credit history and personal income verification.
HomeAbroad, a leading FinTech real estate investment platform specializing in U.S. real estate investment solutions for international investors, continues to revolutionize global access to U.S. rental property investment opportunities through its innovative DSCR (Debt Service Coverage Ratio) loan programs designed specifically for global investors without U.S. credit history.
Since its founding in 2022, this comprehensive platform has been addressing the significant barriers that have historically prevented international investors from accessing the lucrative U.S. rental market, offering tailored mortgage solutions that require no U.S. credit history, Social Security Number, or visa requirements.
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Breaking Down Traditional Investment Barriers
“Big banks cater to an elite few, leaving a significant portion of the market underserved,” explains Amresh Singh, CEO and Founder of HomeAbroad. “Our platform bridges this critical gap by providing comprehensive solutions that eliminate the traditional roadblocks international real estate investors face. We’re not just offering loans; we’re democratizing access to one of the world’s most stable real estate markets.”
HomeAbroad’s established value proposition is centered on its ability to qualify global investors based solely on property income potential rather than personal financial documentation typically required by traditional U.S. lenders. This innovative approach opens doors for investors worldwide to participate in the U.S. rental market regardless of their U.S. residency status or U.S. credit profile.
AI-Powered Real Estate Investment Discovery
The platform features an AI-powered investment property search engine that helps international investors identify optimal rental properties with detailed investment metrics including rental yields, cash flow projections, and ROI calculations. The investment property search platform helps investors efficiently discover properties that meet their financial and investment goals.
“Our technology doesn’t just show properties; it analyzes investment potential,” Singh noted. “Investors can explore markets with confidence, viewing properties that are currently rented and generating immediate cash flow, which makes the financing process even more streamlined through our DSCR loan.”
Comprehensive Support Ecosystem
Beyond financing solutions, HomeAbroad provides end-to-end support including: tailored foreign national mortgage programs that don’t required U.S. credit history or residency, an AI-powered investment property search platform, local investor-friendly real estate agents, and support for LLC formation, U.S. bank account opening, and property management.
The platform’s concierge services include:
- AI-powered Investment Property search platform
- DSCR loan qualification and processing
- LLC formation for property ownership
- U.S. bank account opening
- Property Insurance
- Property management services for foreign real estate investors
- Ongoing investment support
DSCR Loans: Property’s Income-Based Qualification
HomeAbroad’s DSCR loan program has established a new paradigm in international real estate financing. Since inception, these loans have provided an alternative to traditional mortgages that require extensive personal income verification and tax returns, instead qualifying investors based on the property’s rental income potential.
Key features of HomeAbroad’s DSCR loan program include:
- No U.S. credit history required
- Property’s rental income-based qualification
- No US visa or residency requirements
- 30-year fixed-rate mortgages (interest only options available as well)
- Closing possible from investor’s home country
Proven Success Stories Drive Global Adoption
A Canadian couple successfully acquired a $1.55 million Hawaii vacation rental using a DSCR loan despite having no U.S. credit history. The property’s rental income qualified them for financing with a projected two-year ROI of 52%.
“Despite having no U.S. credit history, they guided us to the perfect DSCR loan, allowing us to invest in a stunning property in Lahaina. The process was smooth, and the rental income is covering our mortgage. We couldn’t be happier with their expert support,” the investors said.
Established Platform Serving Growing Market
HomeAbroad’s platform has been positioning international investors to capitalize on the growing foreign investment trend with tools, financing, and support previously unavailable in the market. The company’s established expertise and comprehensive approach continue to attract global investors seeking stable U.S. rental market opportunities.
International investors interested in exploring U.S. rental property opportunities can access HomeAbroad’s investment property search platform and connect with specialized mortgage officers to learn about DSCR loan qualification requirements.
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