Alpha Modus Holdings, through a wholly owned subsidiary Alpha Modus Financial Services, LLC (“AMFS”), announced a strategic partnership with TransPecos Banks, SSB, and Synctera, Inc. to launch its reloadable prepaid debit program and embedded-banking infrastructure for the company’s AlphaCash platform. The AlphaCash platform is a key component in the AI-for-Retail feedback loop that connects shopper engagement to measurable financial outcomes. The collaboration enables Alpha Modus to expand its practicing-entity footprint, bridging its in-store AI technologies with real-world payment and financial-service rails.
Scheduled for release in Q1 2026, the AlphaCash platform is a category defining product that should allow consumers who do not have bank accounts to access everyday financial services directly through a mobile app and in-store AlphaCash financial kiosks located within participating retail partners.
“We are excited to have a sponsor bank and program manager who share our mission of delivering accessible, intelligent financial solutions,” said Chris Chumas, Chief Strategy Officer of Alpha Modus Holdings, Inc. “Synctera and TransPecos have made integration seamless as we prepare for retail deployments targeting the millions of underbanked households in the United States.” Mr. Chumas continued, “This partnership reinforces that Alpha Modus isn’t just a patent holder trying to license technology, we’re building and executing solutions to enhance the consumer experience in brick and mortar retail.”
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Through this partnership, TransPecos Banks will serve as sponsor bank, ensuring regulatory compliance and secure banking connectivity. Synctera will act as program manager, providing the API-driven embedded-finance infrastructure to support scalable issuance, onboarding, and transaction monitoring.
Doug Hogan, President of TransPecos Banks, SSB, commented, “Our collaboration with Alpha Modus Financial Services and Synctera represents the next evolution of community banking, empowering inclusive financial access through modern technology while maintaining the highest standards of compliance and trust.”
Peter Hazelhurst co-founder and CEO at Synctera, added, “This partnership exemplifies the future of embedded finance, moving beyond just digitizing banking products to creating intelligent financial ecosystems. Alpha Modus Financial Services and TransPecos Banks are demonstrating how AI and real-time data can deliver financial services at the point of need, fundamentally reimagining where and how consumers interact with their money, and we’re pleased to be a part of it.”
The AlphaCash initiative is part of Alpha Modus’s broader ecosystem strategy, integrating computer vision, edge decisioning, personalized content delivery, and transaction-level attribution into a closed-loop retail AI framework. By pairing the company’s patented in-store engagement technologies with compliant financial-service infrastructure, Alpha Modus Financial Services strengthens the company’s position as both a technology innovator and practicing entity deploying solutions that redefine the intersection of AI, retail, and fintech.
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