Credit Absolute introduces a funding solution offering small businesses flexible capital at + 0.5% (currently 8.2%) with a less-than-3-minute approval process.
Credit Absolute, a leader in owner-to-owner business funding, proudly announces the launch of its new Credit Absolute Funding product, delivering up to $100K in as little as 5 business days—without a credit hit. This innovative offering cuts through traditional lending barriers, providing $50K–$500K in capital with immediate full access, no collateral, and no non-usage fees for loans under $100K.
Designed for businesses with a minimum FICO score of 680, Credit Absolute Funding identifies approval and other potential offers in under 3 minutes, empowering owners to quickly address hidden credit gaps. Business owners, not sales reps, will guide you through transparent, tax-deductible fees—details available with the funding team. “We’ve seen too many businesses stalled by banks’ slow, rigid processes,” said Derick Vogel, Founder of Credit Absolute. “Our less-than-3-minute scan puts owners in control, delivering funds they can reuse for payroll, inventory, or growth.”
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For loans over $100K (up to $250K for eligible professionals), a streamlined process requires 2 years of tax returns and profit/loss statements, with decisions in 5 business days and funding in 12–15 days. Available now in Arizona, California, Nevada, and New York (expanding soon to Colorado, Utah, New Mexico), applications need only a business EIN, owner IDs (20%+ ownership), 2 months of bank statements, and KYC details.
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