Bankjoy announced continued growth in Q4 2025, adding 10 new credit union and community bank clients and signing 13 expansion agreements from existing customers. These partnerships reflect rising demand for modern digital banking solutions that drive engagement, growth, and fraud prevention.
Bankjoy, a leading digital banking provider for credit unions and community banks, today announced continued momentum and growth with the addition of 10 new financial institution clients in Q4, 2025. In the same quarter, 13 clients deepened their partnerships with Bankjoy by activating additional enhancement features and products, building upon the measurable value and performance they’ve experienced from the platform.
The newly signed and expanding institutions reflect growing demand among credit unions and community banks for modern, intuitive digital experiences that support growth, efficiency, and stronger member and customer engagement.
“Enbright Credit Union sought a digital banking partner to accelerate membership and deposit growth while enhancing fraud prevention,” said Ron Smith, CEO and Chief Security Officer at Enbright Credit Union. “Bankjoy distinguished itself with its advanced FraudSense platform, modern online account opening capabilities, and comprehensive deposit growth tools. This partnership positions us to expand confidently and deliver a secure, modern digital experience for our members.”
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“Financial institutions are under increasing pressure to deliver seamless digital experiences that meet rising consumer expectations,” said Michael Duncan, CEO & Co-Founder of Bankjoy. “This momentum shows that credit unions and community banks are not only choosing Bankjoy as a trusted partner, but they’re continuing to invest in our platform as they see real value and measurable impact.”
As part of these new and expanded relationships, Bankjoy clients are adopting strategic product solutions designed to drive measurable growth and protection across the digital banking lifecycle, including:
- JoyCompass – A financial empowerment and engagement platform that combines advanced personal financial management tools with behavioral data insights to power highly targeted cross-selling and personalized growth strategies.
- FraudSense – A multi-layered, real-time fraud prevention system embedded across the entire digital footprint—from online account opening (OAO) to consumer and business banking—delivering proactive authentication, monitoring, and risk mitigation at every critical touchpoint.
- Business Banking – A modern digital business banking platform featuring advanced user management, granular permission controls, and treasury management capabilities built to support complex commercial relationships and scalable deposit growth.
These solutions help financial institutions accelerate deposit growth, improve loan conversion rates, streamline onboarding, strengthen account holder digital engagement, and enhance fraud prevention.
“Many of these expansions are happening because institutions are seeing tangible ROI and want to scale their digital capabilities quickly,” said Michael Duncan, CEO and Co-Founder at Bankjoy. “When a client expands their partnership with us, it’s the strongest signal that our platform is driving results and delivering on its promise.”
Bankjoy’s strong momentum signals a broader realization across the industry: financial institutions that intend to win must invest in modern, intelligence-driven digital platforms. With leading security, embedded financial empowerment, advanced cross-selling capabilities, and enterprise-grade business banking solutions, Bankjoy is enabling credit unions and community banks to compete with confidence and scale for the future.
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