Wirex and Ultra Stellar Launch Native Stellar Payment Infrastructure to Power Millions of Users and AI Agents

Wirex, a leading stablecoin payment infrastructure provider serving over 7 million users globally, and Ultra Stellar, the company behind Stellar’s largest wallet LOBSTR and leading decentralized exchange StellarX, announced the launch of a native Stellar payment infrastructure, built directly on Soroban, Stellar’s smart contract platform.

This first-of-its-kind initiative establishes a fully integrated, blockchain-native payment layer that enables wallets, fintech platforms, and developers across the Stellar ecosystem to offer stablecoin bank accounts, global card issuance, payouts, and yield — all settled directly on Stellar.

By combining Wirex’s global payment connectivity, licensing coverage, and integration with Visa and banking rails, with Ultra Stellar’s deep expertise in Stellar infrastructure and millions of active users, the partnership brings real-world financial capabilities directly on-chain.

Rather than a traditional integration model, Wirex and Ultra Stellar will jointly develop and evolve this infrastructure, combining their respective strengths to build a unified, Stellar-native payment layer for the ecosystem.

The infrastructure is designed to support the next generation of financial applications — including those used by millions of users and autonomous AI agents, enabling seamless global transactions powered entirely by stablecoins.

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A Complete Payment Stack Built Natively on Stellar

The new infrastructure introduces production-ready financial capabilities for the Stellar ecosystem, including:

• Stablecoin-Powered Virtual Bank Accounts.
  
  Fully functional accounts enabling users and businesses to store, receive, and manage stablecoins with real-world financial usability.

• 1:1 Fiat–Stablecoin Conversion
  
  Instant conversion between fiat and stablecoins at true 1:1 value, removing spreads and friction.

• Global Co-Branded Card Issuing
  
  Stablecoin-powered cards accepted at over 80 million merchants worldwide, enabling direct spending from Stellar-native balances.

• Global Payouts and Settlement
  
  Seamless transfers via major global payment rails including ACH, SEPA, PIX, FPS, SWIFT, and Push-to-Card, bridging on-chain assets with traditional finance.

• Native Stablecoin Yield
  
  Up to 6% APY on stablecoin balances through secure, on-chain yield infrastructure with full liquidity and no lock-ups.

Connecting Stellar to Global Financial Rails

Unlike traditional blockchain payment integrations that rely on external infrastructure, this solution is built directly on Soroban, ensuring seamless interoperability with Stellar wallets, tokens, and applications.

This allows developers and platforms to embed fully functional financial services natively — transforming Stellar into a complete payment ecosystem capable of supporting real-world financial use cases at scale.

With Ultra Stellar powering millions of users through LOBSTR and StellarX, and Wirex providing global payment connectivity and regulatory coverage, the infrastructure is positioned to onboard millions of new users, applications, and AI-driven financial agents.

Both companies will continue to co-develop and expand the infrastructure, ensuring it evolves in line with the needs of the Stellar ecosystem and its growing developer and user base.