Infinite Launches Dedicated Bank Accounts for Embedded Stablecoin and Fiat Payments

Infinite, the payments and compliance technology platform, announced the launch of Infinite Accounts – dedicated bank accounts with unique routing numbers that work across both traditional payment rails and stablecoin networks, powered by Erebor Bank, N.A., Member FDIC.

Businesses can integrate once with Infinite’s platform to access comprehensive account and payment capabilities, subject to program terms and transaction limits. Erebor Bank, N.A. provides the regulated banking infrastructure underneath.

A Unified Account Experience
Through the program, businesses and their end users get deposit accounts with full transactional capability – deposits, withdrawals, ACH, and domestic and international wire transfers – alongside stablecoin functionality, all accessible through Infinite’s APIs and platform. Accounts are provided by Erebor Bank, N.A., Member FDIC, and may be eligible for FDIC deposit insurance.¹ Stablecoin products accessible through the platform are not insured by the FDIC, are not bank deposits, and may lose value.²

What makes the program distinct is how it collapses what has traditionally required multiple banking relationships, compliance vendors, and crypto infrastructure providers into a single experience. A payroll company can pay contractors via ACH or on-chain stablecoin from the same funded account. A treasury platform can receive fiat deposits and programmatically convert to stablecoins for cross-border settlement, subject to processing times and applicable fees. The complexity lives in the platform, not in the customer’s workflow.

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Stablecoin Native Capabilities
The partnership also supports stablecoin mint and burn in connection with fiat funds, on-chain and off-chain transaction flows across supported blockchain networks, and intelligent routing across traditional payment rails – including ACH and wire transfers.

Businesses don’t need to manage wallet infrastructure or navigate crypto complexity; the platform handles provider routing, compliance checks, and reconciliation behind the scenes.

Stablecoin holdings are not insured by the FDIC, are not bank deposits, may lose value, and are subject to different risks than FDIC-insured deposit accounts.

Designed for Platforms
The program is built around Infinite’s Merchant Developer model. Third-party platforms, developers, and merchants integrate with Infinite’s APIs to offer banking and stablecoin capabilities to their own end users under their own brand – without needing to build payment infrastructure or manage direct banking relationships.

“We built Infinite to make stablecoin payments as easy, if not easier, to adopt as any other payment method,” said Nikhil Srinivasan, CEO of Infinite. “Real bank accounts, real payment rails, and stablecoin capabilities – all through one platform that businesses can integrate into their existing workflows.”