Fund gives accredited investors opportunity to participate in small business financing through Homegrown — Groundfloor’s small business partner
Groundfloor, the private markets investing and lending platform, announced the launch of its SMB Growth Fund, marking the debut of its new SMB Finance vertical. Through the SMB Growth Fund, accredited investors and qualified purchasers gain access to an institutional-caliber small business finance opportunity that would typically be unavailable to individual investors. The offering window opens June 8, 2026 and closes July 10, 2026.
The new offering gives investors access to the Neighborhood Network Expansion Fund from Homegrown — Groundfloor’s partner in small-business finance. The capital will be deployed into proven, multi-unit brick-and-mortar operators, backed by one of the nation’s leading small-business financial services platforms. The fund follows the recent launch of Groundfloor’s Consumer Credit Portfolio and further expands the company’s private markets ecosystem beyond real estate.
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“Investors today are increasingly looking beyond traditional stocks and bonds for income-generating opportunities with differentiated risk profiles,” said Brian Dally, co-founder and CEO of Groundfloor. “The SMB Growth Fund represents another step in Groundfloor’s mission to unlock unique institutional-grade private market investments for individual investors. Accredited investors get access to a sophisticated small business finance strategy while simplifying many of the operational complexities that often come with private market investing.”
The SMB Growth Fund is structured to eliminate cash drag during deployment. Investor capital is paired with a six-month Groundfloor note paying 8% while the fund deploys into the underlying strategy, so capital earns yield from day one. Other key details of the SMB Growth Fund include:
- Target net IRR: 13–15%
- Quarterly income distributions
- Five-year term structure
- Minimum investment: $20,000
- Total offering size: $1 million with capacity for up to 50 investors
The SMB Growth Fund is part of Groundfloor’s broader strategy to expand access to private market investments, including real estate-backed lending, fixed income, and emerging alternative strategies. Since its founding, Groundfloor has facilitated more than $2.2 billion in investments and grown to serve more than 300,000 registered users nationwide.
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