NectarPay Launches Non-Custodial Crypto Payments Platform Built on the TEXITcoin Chain

Zero-fee platform lets merchants accept Bitcoin, TEXITcoin, stablecoins and more, with funds settling directly to their own wallets

NectarPay, a non-custodial cryptocurrency payments platform, has launched on the TEXITcoin (TXC) chain, giving merchants a way to accept digital currency payments with zero transaction fees and no custodial intermediary holding funds at any point in the process. Bobby Gray, founder of TEXITcoin, announced the launch during his keynote at the Blockchain Futurist Conference in Toronto.

NectarPay is part of the honest money movement, the belief that money should be backed by real work and real infrastructure rather than created by decree. Building on the TEXITcoin chain puts that principle into practice, giving merchants a way to transact in a currency mined in Texas with no premine and no team allocation, while removing the fees and settlement delays built into traditional payment rails.

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The launch adds to a growing list of projects building directly on the TEXITcoin chain, part of a broader ecosystem of real-world utility taking shape around the network. NectarPay’s launch includes the following features:

• Zero transaction fees on every payment, compared with roughly 2.9% plus 30 cents on standard card processing
• Non-custodial settlement, with funds going directly to a merchant’s own wallet and never held by NectarPay
• Sub-second settlement, compared with two to seven days for card processors
• No chargeback exposure, since funds are never held by NectarPay in the first place
• Support for Bitcoin, TEXITcoin, USDC and other major digital currencies, with more to be added over time
• Account setup in minutes, with no merchant approval process or underwriting review
• Payment acceptance through a link, a QR code, or a point-of-sale terminal, with amounts always shown in fiat at checkout
• Developer integration through a single drop-in script, WooCommerce and ecommerce plugins, or a full REST API

For a merchant processing $500,000 a year, the difference in processing costs alone runs into the thousands annually compared with standard card rates.

“NectarPay represents what real builders in this space look like. It’s a real project, built by real people, giving everyday users and merchants a way to actually use crypto instead of just holding it. That’s the kind of value we set out to create with TEXITcoin from day one,” said Bobby Gray, founder of TEXITcoin