Third consecutive recognition comes as insurers move beyond AI experimentation toward governed, production-ready decisioning
Earnix, the first AI company purpose-built for insurance decisioning, has been named to FinTech Global’s AIFinTech100 for the third consecutive year, recognizing the company among the world’s most innovative providers in applying artificial intelligence to high-value use cases across the insurance and financial services industries.
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FinTech Global selected the 2026 AIFinTech100 from more than 2,000 companies, with an expert panel evaluating organizations based on the significance of the problems they solve, the innovation of their AI technology, customer traction, and their ability to deliver meaningful improvements in efficiency, revenue, and business performance.
This year’s recognition comes as the financial services industry moves into a new phase of AI adoption. After several years dominated by pilots and experimentation, insurers are increasingly focused on operationalizing AI responsibly in production – bringing intelligence into the workflows and decisions that determine growth, profitability, risk and customer performance.
“Being named to the AIFinTech100 for a third consecutive year is important because the conversation around AI maturity is evolving quickly,” said Robin Gilthorpe, CEO of Earnix. “Our customers are more discerning about AI and want technology purpose-built for the realities of insurance, with the governance, control and human judgment required for high-stakes decision-making. We have spent decades working at the point where data, models and business logic become real insurance decisions, and today we are extending that foundation across predictive, generative and agentic AI. This recognition validates both that direction and progress our customers are making in putting AI into production.”
From AI pilots to production-grade decisioning
For Earnix, the industry shift from pilots to production sits at the heart of its approach to intelligent decisioning. Building on more than 25 years of experience in insurance pricing, rating, analytics and AI, Earnix helps insurers apply intelligence to the high-stakes decisions that shape growth, profitability, risk and customer outcomes, while working alongside their existing technology environments.
Earnix enables insurers to bring predictive, generative, and agentic AI together with business rules, data, and human expertise with governed insurance workflows spanning pricing, underwriting, and customer engagement, enabling insurers to make faster and more precise decisions while maintaining the explainability, auditability, governance, and human oversight required in a highly regulated industry.
Earlier this year, Earnix extended that approach by launching Earnix AIOS, its AI Orchestration System for Insurance. AIOS brings together AI agents, models, applications, workflows, governance and human expertise within a common decisioning environment, giving insurers a way to move beyond isolated AI initiatives and orchestrate intelligence more consistently across the insurance decision lifecycle.
By connecting intelligence with the business processes where insurance decisions are made, Earnix is helping insurers move from simply adopting more AI to making better, faster and more effectively governed decisions with it.
Building a track record of industry recognition
FinTech Global’s 2026 AIFinTech100 identifies 100 companies it believes financial institutions should know about as they develop their AI and digital transformation strategies. Selection criteria include the innovation of the technology offered, customer and business growth, potential efficiency and revenue impact, and the significance of the problem being addressed.
The AIFinTech100 inclusion is the latest in a series of industry recognitions for Earnix and its technology. In recent years, Earnix has twice received the FinTech Breakthrough InsurTech Innovation Award, was named Best AI-based Solution for Insurance in the AI Breakthrough Awards, and was included among CNBC and Statista’s World’s Top Insurtech Companies.
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