New agent automates complex data gathering, evidence synthesis, and narrative generation across the full due diligence workflow, aligning to regulatory guidance and unique organizational policies
Sigma360, the AI-powered risk intelligence platform for financial crime prevention and compliance, announced the launch of its Enhanced Due Diligence (EDD) Agent. The agent is purpose-built, tested and validated by EDD analysts, for EDD analysts to address the compounding costs and operational pressures that manual EDD processes place on financial institutions.
The Sigma360 EDD Agent automates the investigative steps that drain analyst time: collecting internal and external data, summarizing findings across structured modules, identifying risk factors and mitigants, recommending next steps, and generating a fully cited narrative ready for regulatory review. The analyst remains the decision-maker throughout, and every risk rating and action is documented, traceable, and defensible at examination.
“EDD has been a significant pressure point for compliance teams for years, and is one that we believe is ripe for disruption,” said Stuart Jones, Jr., Founder and CEO of Sigma360. “We built this agent to deliver on that opportunity for our market and clients. The team behind it are EDD analysts themselves, and they designed it to deliver speed and quality together, allowing the agent to handle the investigative legwork that takes up most of an analyst’s time and giving back bandwidth to focus on well-informed judgment calls.”
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On average, a single EDD case consumes four hours of analyst time. Eighty-five percent of that time is spent on data gathering alone. At a mid-sized firm processing thousands of cases annually, EDD costs consume an estimated $2 million in analyst capacity each year. Sigma360’s EDD agent is designed to deliver measurable time and cost savings, sustained quality, and compliance confidence. The EDD agent approach also unlocks the ability to perform EDD casework across a larger population of relationships, a reality that would not have been possible with standard staffing.
The agent is designed to deliver:
- Up to 87% reduction in case handling time
- Up to 90% reduction on your EDD costs per case
- Projected annual savings of up to 90%
The agent includes configurable modules for industry risk, source of wealth and source of funds, beneficial ownership analysis, geographic risk and others, with configuration options based on institutional risk appetites. Customers can review the agent prompt directly to understand what the agent does at each step, providing audit-ready transparency into the workflow. This modularity allows financial institutions to align the agent with their existing policies rather than adjusting their policies to fit a vendor’s framework.
The EDD Agent draws on Sigma360’s proprietary global risk intelligence dataset, built over years of operating the company’s screening platform — including sanctions and watchlist data, corporate registry and beneficial ownership records across more than 230 countries, and curated intelligence on high-risk financial crime networks. Rather than relying solely on the open web, the agent investigates against a dataset purpose-built for financial crime work, surfacing connections that standard screening and manual research routinely miss.
Regulators are now naming EDD failures explicitly in enforcement actions. Since mid-2025, enforcement actions by the FCA and FinCEN citing EDD failings have resulted in roughly $160M in combined fines, a signal that inadequate due diligence processes carry greater scrutiny than they did before. This creates increased urgency for compliance programs to move beyond fragmented, manually intensive processes. The Sigma360 EDD Agent addresses this pressure directly, applying the same quality and citation standard to every case, regardless of analyst seniority or caseload, and generating a documented record that holds up under scrutiny.
The EDD Agent is available now within the comprehensive Sigma360 risk identification and mitigation platform alongside sanctions and watchlist screening, adverse media monitoring, entity resolution, perpetual KYC, and network risk detection.
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