AI agents autonomously process payments, FX, payroll, and reconciliation — capabilities out of reach for most traditional banks
Brighty, the European crypto-native digital finance platform, announces the launch of its Banking API for AI Agents. It’s a developer-ready infrastructure that empowers AI agents to autonomously execute real business banking operations: checking balances, sending payments, converting currencies, managing payroll, and reconciling transactions.
Even digital finance is still manual: most traditional banks remain locked behind legacy infrastructure and manual workflows. For businesses processing hundreds of invoices a month, the status quo is expensive and error-prone entailing a significant drain in staff time and accounting costs.
Brighty’s AI Agents are built for tech-savvy businesses, freelancers, and corporate clients of all sizes. For freelancers juggling clients, invoices, and taxes on their own, and for growing businesses drowning in financial admin — Brighty replaces the chaos with automation, giving them back time and visibility over their money.
Read More on Fintech : Global Fintech Interview with Kristin Kanders, Head of Marketing & Engagement, Plynk App
What AI Agents Can Do with Brighty
Brighty is positioning itself at the frontier of a new category in digital finance: agentic banking. Brighty’s AI agent can read an incoming invoice, determine the correct currency conversion at the live rate, request approval from the relevant stakeholder, and release the payment — all without human intervention. What used to take hours of back-and-forth now happens in seconds.
The API provides programmatic access to a full suite of business banking functions:
- Real-Time Balance Queries: Query live balances across all accounts and currencies instantly — no screen scraping, no delays.
- SEPA & SWIFT Payments: Initiate international transfers programmatically with full audit trails and compliance logging.
- Currency Exchange: Convert between currencies at competitive rates with a single API call — no bridging, no friction.
- Payroll Automation: Schedule and execute salary payments to employees across multiple countries without manual input.
- Transaction History & Reconciliation: Access complete transaction records for automated bookkeeping and financial reporting.
- Account & Permission Management: Configure account settings, access controls, and security rules via API.
- Issuance and management of bank cards.
Even though Brighty is a crypto-native digital finance platform, AI Agents work beyond crypto and Web3. Brighty is purpose-built for B2B companies — traditional businesses that want to eliminate manual financial operations, reduce accounting overhead, and move at the speed of software.
“We built Brighty on a simple conviction: financial infrastructure should be transparent, programmable, and accessible. With this API, we’re extending that principle to the age of intelligent agents — giving businesses a way to automate financial operations that would otherwise require a team of accountants,” – said Nick Denisenko, Brighty’s Co-Founder and CTO
Catch more Fintech Insights : When DeFi Protocols Become Self-Evolving Organisms
[To share your insights with us, please write to psen@itechseries.com ]
