Axal Yield Lets Users Earn 6–10% APY Through One-Click Crypto Strategies
Axal, the fintech startup backed by a16z CSX and CMT Digital, has teamed up with MoonPay to launch Axal Yield, a groundbreaking savings tool that enables users worldwide to earn onchain yield effortlessly. Powered by decentralized finance (DeFi) lending and integrated with MoonPay’s new Virtual Accounts, Axal Yield combines passive income generation with full user control.
With just one click, Axal Yield lets users allocate funds into a diversified portfolio of crypto yield strategies currently generating ~6–10% APY. Behind the scenes, Axal’s smart automation engine continuously rebalances and reallocates capital in real time, optimising returns while managing risk exposure.
“The vast majority of money on Earth sits idle in cash or low-interest accounts,” said Ash Ahmed, founder and CEO of Axal. “Axal puts that capital to work by generating meaningful, passive income while giving users full control of their funds.”
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Unlike traditional platforms, Axal Yield requires no gas fees, no custodial risks, and no manual intervention. Every deposit spins up a smart account secured by TEE-enforced signing policies and batched execution, ensuring both enterprise-grade automation and robust user asset protection.
To streamline deposits and onboarding, Axal has partnered with MoonPay to integrate Virtual Accounts. When stablecoins like USDC or USDT are sent to these accounts, the funds are automatically routed into Axal’s smart yield engine, which allocates capital across a curated set of strategies spanning lending protocols, liquidity pools, and more.
These virtual accounts make crypto-native deposits as seamless as traditional bank transfers. Users benefit from:
- Real-time reconciliation and allocation
- Fully automated yield routing
- End-to-end transparency and control
“People are beginning to manage their financial lives onchain, from spending to saving to earning,” said Ivan Soto-Wright, CEO of MoonPay. “Axal Yield shows what that future looks like: real yield, no middlemen, and full user control. This is onchain finance working as it should.”
Axal Yield’s first deployment focuses on a low-risk, diversified lending strategy. Funds are dynamically rebalanced using real-time risk signals, adapting to market conditions while targeting stable performance. With no need for users to monitor, reallocate, or pay network fees, the entire experience is optimized for simplicity without compromising sophistication.
Axal has integrated with leading DeFi protocols including Morpho, Euler, Base, and more, with Solana, HyperEVM, and others coming soon.
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