Jenius Bank™ doubles down on commitment to help customers live “richer” lives through personalized, actionable insights
Jenius Bank, the digital banking division of SMBC MANUBANK, a member of the SMBC Group, is launching the next-generation version of its mobile app and online banking platform that will provide free, personalized insights based on customers’ spending and earning behavior to help optimize their cash flow and make smarter financial decisions. Customers can now enjoy a comprehensive, 360-degree view of their finances in one place when they link relevant external financial accounts, like credit cards and investment portfolios.
Jenius Bank now empowers customers to:
- Track monthly spending, earning, and saving
- Receive insights to tackle high-interest debt quicker
- Be alerted to changes in subscription pricing, duplicate purchases, or unusual activity
- Track their net worth, credit score, and more
- Summarize spending data and unlock personalized behavioral insights
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Staying on top of personal finances can be an overwhelming, all-consuming task, especially for busy people. Jenius Bank believes that by having a holistic view of one’s financial habits, customers can curb financial stress by knowing exactly where their money is going, helping to bring them a newfound sense of control and peace of mind. In line with this notion, Jenius Bank’s latest consumer research revealed that even with rising costs, there are still some things people refuse to give up, including media & entertainment purchases (30.1%), travel (29.3%), and health & wellness expenses (26.9%). With Jenius Bank, consumers are now armed with real-time insights on where their money is being spent, providing a view to help ensure their spending habits align with what makes them happy, and practice intentional spending to live their definition of a ‘rich life’.
With a place to track their financial progress, the Jenius Bank mobile app and online banking platform help make it that much easier for consumers to feel in control of their money to reach their financial and life goals. Survey consumers revealed their top three definitions of richness as: Not having financial debt (33.4%), retiring early without concern (33.1%), and establishing generational wealth (27.8%, according to Jenius Bank research). Customers may feel more confident and secure in their financial decisions on the path to financial wellness when choosing Jenius Bank.
The new mobile app and online banking experience is available to all Jenius Bank customers. Jenius Bank currently offers a high-yield savings account and personal loan product, both with great rates and no fees. Jenius Bank plans to expand its product offering in the future.
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