MoonPay, a global leader in crypto payments, has partnered with Bitcoin.com, a pioneer in the crypto industry since 2015, to launch “Balance,” a powerful new feature that allows users to hold fiat balances directly within the Bitcoin.com app. Powered by MoonPay’s white-label Embedded Balance solution, this new functionality dramatically improves the speed, affordability, and reliability of crypto transactions.
With fiat balances now embedded in the app, Bitcoin.com users in the U.S., EU, and UK can fund, store, and spend from their balances to buy and sell crypto instantly, with zero MoonPay fees on crypto purchases.* This brings a seamless trading experience that mirrors what users have come to expect from top fintech platforms, while maintaining the benefits of a self-custodial crypto environment.
“Embedded balances are a major leap forward in our mission to make crypto accessible and usable for everyone,” said Bitcoin.com CEO Corbin Fraser. “By partnering with MoonPay, we’re giving our users a faster, cheaper, and more reliable way to buy and sell crypto, without having to give up custody of their cryptoassets like they do when using centralized exchanges.”
“Bitcoin.com was MoonPay’s very first partner, so it’s only fitting that they are also the first to launch our new Embedded Balance solution,” said Ivan Soto-Wright, CEO of MoonPay. “This next chapter together sets a new benchmark for the industry, delivering faster, cheaper, and more reliable self-custodial trading at global scale.”
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A More Streamlined Crypto Experience
Traditionally, crypto purchases have relied on card payments or bank transfers, which often involve high fees, failed transactions, or lengthy processing times. With Bitcoin.com Balance, users can bypass these pain points by pre-funding a fiat balance in-app using a variety of payment methods – including ACH transfers, PayPal, and Venmo, depending on jurisdiction.
Once funded, these balances can be used to instantly purchase crypto assets with high success rates and minimal friction. Users can also sell crypto into their balance, withdraw to a bank account, or spend it in future transactions – all from a single interface.
Key Benefits of Embedded Balances:
- Zero MoonPay Fees on crypto purchases (ecosystem and network fees still apply)
- Instant Transactions with lightning-fast buy and sell experiences
- Near-Perfect Success Rates on crypto orders
- Flexible Top-Up Options including bank transfers, PayPal, and more (varies by region)
How to Get Started:
- Open the Bitcoin.com app and navigate to the Balances section.
- Tap “Top Up”, choose a payment method, and enter your desired amount.
- Follow the prompts to complete the top-up. Funds typically arrive within minutes.
- Use your balance to buy crypto instantly, or withdraw funds to your bank anytime.
The Bitcoin.com Balance feature is now live in the U.S., EU, and UK, with more regions to follow as Bitcoin.com and MoonPay continue expanding access to frictionless crypto trading.
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