Nationally recognized thought leader and chief economist, Amy Crews Cutts, Ph.D., CBE, brings her expertise to the National Association of Credit Management’s Credit Managers’ Index.
The National Association of Credit Management welcomes nationally recognized thought leader and chief economist, Amy Crews Cutts, Ph.D., CBE, as its economist. Each month Dr. Crews Cutts will provide detailed analysis of NACM’s Credit Managers’ Index. Since its inception, the CMI has been a startlingly accurate economic predictor.
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The CMI is created from a monthly survey of U.S. credit and collections professionals and asks participants to rate whether factors in their monthly business cycle—such as sales, new credit applications, accounts placed for collections and dollar amount beyond terms—are higher than, lower than or the same as the previous month. The results reflect the entire cycle of commercial business transactions, providing an accurate, predictive benchmarking tool.
Dr. Crews Cutts provides strategic economic analysis rooted in practical business terms. She is the president and chief economist of AC Cutts & Associates LLC and also serves as the chief economist for Bright Query LLC. She was previously senior vice president and chief economist for Equifax and senior director and deputy chief economist at Freddie Mac before that. With more than 25 years of economic analysis and policy development experience, Dr. Crews Cutts is a passionate advocate for expanding consumer and small business access to low-cost, nonpredatory credit. She is a noted expert in credit reporting, consumer and small business credit markets, loan servicing, securitization, residential real estate including home equity and price indices, and trends in employment and compensation.
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Often quoted in national print and broadcast media, she has also published numerous studies in academic journals and books on such topics as the economics of subprime lending, the impact of technology on foreclosure prevention, and the drivers of strategic mortgage default. In 2015, she won the Pulsenomics Crystal Ball Award for Outstanding Performance in The Zillow® Home Price Expectations Survey for her forecast accuracy and is a participant in the Wall Street Journal’s Survey of Leading Economists.
Dr. Crews Cutts holds a Master of Arts and Doctor of Philosophy in Economics from the University of Virginia and a Bachelor of Science degree in Applied Mathematics from Trinity University in San Antonio, TX. In 2015 she became a Certified Business Economist®, a distinction of professional achievement from the National Association for Business Economics (NABE). She serves on the board of directors for NABE and the National Business Economics Issues Council, the policy advisory board for The Reinvestment Fund, the advisory board for Riskspan, and the housing advisory board for the National Foundation for Credit Counseling. She has taught economics at Georgetown University, Johns Hopkins University, the University of Virginia and was Assistant Professor of Economics and Senior Researcher in the Maxwell School for Citizenship and Public Affairs at Syracuse University.
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