New patent allowance enhances Fintel’s IP position in cloud-based 314(b) information sharing, collaborative investigations, and financial-crimes intelligence exchange.
Fintel Technologies, Inc., announced that the United States Patent and Trademark Office has issued a Notice of Allowance for U.S. Patent Application No. 18/634,080, which will become the company’s fourth U.S. patent protecting core technologies used in cloud-based platforms to help financial institutions detect, investigate, and manage financial crime, such as fraud and money laundering.
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Fintel’s newly allowed patent strengthens protection for cloud-based 314(b) information sharing and collaborative investigations used by financial institutions to combat financial crime.
The newly allowed patent strengthens Fintel’s intellectual-property portfolio around collaboration between 314(b)-registered financial institutions. The patented innovations include technologies for:
- determining and verifying participation eligibility for financial institutions and their users, including synchronization with authoritative accreditation lists associated with 314(b) programs;
- receiving, classifying, and distributing alerts and intelligence within a secure shared-application environment;
- maintaining a regulator-ready audit history documenting information shared among participating institutions;
- assigning collaboration requests to designated investigators and supporting structured cross-institution workflows;
- providing directories of eligible institutions and enabling secure communication across the collaboration network.
“These are foundational capabilities for modern 314(b) information-sharing platforms,” said Matt Rosen, Co-Founder of Fintel. “This Notice of Allowance meaningfully expands our protected architecture, and aligns with our strategy to grow, maintain, and license Fintel’s exclusive intellectual property rights. As regulated information-sharing continues to evolve, institutions and technology providers should rely on solutions that respect both regulatory requirements and underlying patent rights.”
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