At-Bay, the InsurSec provider for the digital age, announced that AM Best has reaffirmed At-Bay Specialty Insurance Company’s Financial Strength Rating (FSR) of A- (Excellent) with a “Stable” outlook. The reaffirmation reflects AM Best’s confidence in At-Bay’s very strong balance sheet, disciplined underwriting strategy, and continued focus on operational excellence.
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The rating follows AM Best’s annual review and underscores At-Bay’s ability to meet its ongoing insurance obligations. At-Bay’s unique InsurSec approach—combining cyber insurance with proactive cybersecurity and incident response—has positioned the company as a forward-thinking carrier in a complex risk environment.
“At-Bay is purpose-built to address one of the most prominent business risks : cyber,” said Ari Fischel, Chief Financial Officer at At-Bay. “We’re proud to see AM Best recognize the strength and stability we’ve built into every layer of our operation – from underwriting to claims to security. This rating reaffirms our commitment to sustainable growth and our responsibility to protect the small and mid-sized businesses that power the economy.”
At-Bay Specialty Insurance Company operates as an Excess and Surplus (E&S) lines property and casualty (P&C) carrier, enabling more flexible and tailored coverage for emerging and hard-to-place risks. The company continues to innovate at the intersection of insurance and cybersecurity, helping businesses reduce risk before an incident ever occurs.
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