Two expanded products enhance Capstack Technologies’s ability to provide financial institutions with access to liquidity and diversification, all in one platform
Capstack Technologies Inc. (“Capstack”) announced the expansion of its product suite with Capstack Analytics and Capstack Loan Servicing. The expansion makes it even easier for bank leaders to confidently and seamlessly trade whole loans and participations. Capstack Analytics provides banks with deep insight into their portfolios and the portfolios of peer institutions, while Capstack Loan Servicing simplifies loan management through a secure, transparent, all-in-one platform.
“Adding Analytics and Loan Servicing to our product suite makes it even easier for our bank customers to confidently make decisions and access the liquidity and diversification they’re looking for.”
“Over the past several months, we’ve seen incredible traction with leading banks from around the country using our platform to trade whole loans and participations,” said Capstack Technologies Founder and CEO, Michal Cieplinski. “Adding Analytics and Loan Servicing to our product suite makes it even easier for our bank customers to confidently make decisions and access the liquidity and diversification they’re looking for.”
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Enhanced Analytics Suite for Strategic Decision-Making
Capstack Analytics provides banking leaders with access to key metrics from Call Reports for every single bank in the United States. Using Call Reports to analyze banks’ portfolios and performance has historically been challenging due to unstructured data and variability between reports. With Capstack Analytics banks can analyze their own performance and benchmark themselves against any peer group based on over 120 key metrics including basics such as geography and asset size.
Banks can then see where they are performing relative to peers and better understand counterparty risk during due diligence. These insights can also help banks improve their metrics to meet regulatory requirements, assess internal controls, manage risk, and ensure prudent management practices.
Streamlined Loan Servicing for Efficient Transactions
Capstack Loan Servicing simplifies participation loan management, from origination to servicing. Banks can efficiently manage payments, generate remittance reports, and maintain transparent records.
Once a participation is executed, it can be fully managed via Capstack Loan Servicing. Banks can now manage payments, generate remittance reports and also verify loan status on the platform, while connecting to core banking systems which will further enhance automation in payment updates and loan status tracking.
“Capstack Technologies’ platform is transforming how banks collaborate and manage portfolio risk,” said Trey Maust, executive chairman and co-founder of Lewis & Clark Bank. “The company’s latest expansion with Capstack Analytics and Capstack Loan Servicing makes the experience even more seamless and comprehensively addresses what banks need to securely, transparently and efficiently trade with one another.”
In July 2024, Capstack Technologies announced its acquisition of Edge Tradeworks, an institutional-grade whole loan-trading and bank analytics platform. The acquisition allowed the company to grow into a first-of-its-kind platform bringing whole loan trading and loan participations trading to financial institutions within a single investment ecosystem. The company also received a strategic investment from Citi Ventures earlier this year.
Capstack Technologies is a leading loan trading and analytics platform for financial institutions, enabling collaboration, increased profitability and risk mitigation through asset diversification and liquidity. Capstack Technologies is dedicated to building a sophisticated infrastructure to redefine banking operations, enhance risk management, and deliver cutting-edge solutions for financial institutions. Capstack Technologies is backed by world-class investors, including Citi Ventures, Fin Capital, Alloy Labs, Cambrian Ventures, Cowboy Ventures, Future Perfect Ventures, Gaingels, Selah Ventures, Uncorrelated Ventures and Valor Equity Partners.
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