Digital banking is a blessing for people who dread long queues at the bank. But many a time, complicated banking apps have made it difficult for customers to take full advantage of their bank account digitally. Not any more, as the Kotak811 app has been launched keeping user friendliness in mind.
The easy-to-use app offers all the conveniences and services a bank offers, and all of it are available with a couple of taps on the smartphone. The responsive design and smooth interface of the app make it easy to navigate for all customers.
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The top features of the mobile banking app are as follows:
- Open a zero balance saving account online in just 5 minutes.
- Get a virtual debit card and start using it for all online transactions without having to wait for the physical card.
- Apply for a #DreamDifferent or Image Debit Card with a single click.
- Complete the KYC through a video call without the need to move out of one’s comfort zone.
- Add money to the 811 accounts without any hassle.
The app offers more than 250 services to fulfill all the banking needs in one place. Some of the services available on the app include money transfer, scan n pay, bill payments, loans, investment, KMall for travel and shopping, insurance, demat, and more.
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The mobile banking platform has a secured HTTPS protocol to maintain communication between the mobile server and the client. Therefore, all transactions on the Kotak mobile app are encrypted and secure. Additionally, every application-related information in the platform is also encrypted to prevent leakage or misuse by cyber attackers.
The two-factor authentication on the mobile platform makes it more secure. A login password or MPIN is required to carry out any transaction on the app. Moreover, customers receive an activation code on their registered mobile number after downloading the app. The code is necessary for activating the app on a mobile device.
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