GROUNDFLOOR, the wealthtech platform that allows everyone to build wealth through real estate, is unveiling new investment products, designed specifically for those who desire short-term, secured investment opportunities during this period of market volatility. The new product line, GROUNDFLOOR Notes, is similar to publicly issued, non-traded secured debt. It features a guaranteed rate of return of up to 6% annualized yield with repayment terms as short as 30 days.
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“We know that today’s market turbulence creates pause for many investors. Low volatility, security, and short-term liquidity are the priority,” said GROUNDFLOOR Co-Founder and CEOÂ Brian Dally. “GROUNDFLOOR specializes in short-term securities supported by liens on single family residential investment property. As a result, we can offer more stable investments that still provide attractive returns in the short-term as well as the long haul.”
This new product complements GROUNDFLOOR’s core real estate debt product, which has a longer term to maturity, but a higher rate of return. For investors that are adopting a “wait and see” approach to the volatile market conditions, GROUNDFLOOR Notes are an attractive option to earn yield several times higher than Treasury Bills, with the benefit of a defined maturity in as little as 30 days. Depending on which term and rate investors select, yields can range from 4% to 6% and minimum investment amounts are as low as $100.
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At the maturity of each Note, GROUNDFLOOR investors are free to withdraw their principal and earned interest or roll over into another investment available on the platform. Notes are collateralized and secured by underlying real estate assets. The combination of shorter maturity, guaranteed payment, and direct security interest create an investment with a lower risk profile than many other investment offerings on the market today.
For the past seven years, participants in GROUNDFLOOR other secured real estate based investments have earned average annualized net returns of 10.69%. No prior real estate knowledge is needed, and the $10 minimum is an intentionally low barrier to diversification, giving everyone the ability to build wealth in real estate while controlling their exposure to risk. To date, GROUNDFLOOR remains the only platform offering individual real estate investments to all on a broad scale, regardless of income or net worth.
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