One card-native platform for agentic commerce—checkouts, push & pull payments, autonomous billing
PayOS, the first card-native payments infrastructure for AI agents, today emerged from stealth and announced collaborations with Mastercard and Visa. Through partnerships with Mastercard to leverage Mastercard Agentic Tokens, and with Visa Intelligent Commerce, an initiative that opens Visa’s payment network to developers building AI agents transforming commerce. PayOS will deliver AI developers direct, global access to the world’s leading payment networks.
PayOS lets developers add checkout, billing, and money movement to agentic workflows unlocking new use cases in AI commerce.
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The card-native system lets users link a card once and enable it across agentic workflows—with human-in-the-loop controls, PCI security, support for every major card network, and full processor flexibility.
“Our vision is simple: empower autonomous agents to handle money as effortlessly—and safely—as humans do,” said Johnathan McGowan, Co-Founder and CEO of PayOS. “PayOS makes that vision a reality, powering secure and frictionless commerce for the agent-driven economy.”
“Agentic commerce won’t scale without fixing payments,” added Aparna Krishnan Girish, Co-Founder and CPO. “PayOS unlocks entirely new experiences by removing that friction.”
The founding team brings deep payments expertise—solving the last-mile challenge for the agent-driven economy.
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