AI-powered, non-custodial solution provides instant liquidity for artworks — a financial innovation long overdue in the art world.
CashArt announced its official pre-launch during Miami Art Week, introducing the first fintech platform engineered exclusively for the mid-market art segment. The company provides instant, non-custodial loans for artworks valued under $1,000,000 — a $36 billion annual market historically ignored by banks and traditional lenders.
Unlike legacy art-lending models that require physical custody, manual appraisals, and slow origination cycles, CashArt allows collectors to retain possession of their artworks while accessing immediate liquidity. The platform leverages a proprietary hybrid AI valuation engine and automated underwriting system to deliver credit decisions in hours rather than weeks.
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“The mid-market represents 90% of all contemporary art transactions, yet it operates without modern credit infrastructure,” said Alberto Azpurua, CEO and Co-Founder of CashArt. “CashArt unlocks this segment by turning static artworks into dynamic financial assets without ever leaving collectors’ walls.”
“Collectors and galleries are demanding financing tools that match the speed and sophistication of today’s art market,” said Roberto Rodriguez Castiblanco, COO and Co-Founder of CashArt. “Our goal is simple: remove friction, increase liquidity, and give the art ecosystem the financial infrastructure it has been missing for decades.”
CashArt enters the market with a structure built on three core pillars:
- Non-Custodial Lending: Loans secured via UCC-1 filings, eliminating the need for shipping or custody.
- Speed & Automation: AI valuations and automated underwriting reduce approvals from 30+ days to a few hours.
- Mid-Market Focus: Exclusively serves artworks under $1M — the largest and most underserved segment of the market.
Products Available at Launch
- Acquisition Loans – Up to 70% LTV for new purchases
- Flexible Lines of Credit – Instant liquidity against existing collections
- BNPL for Galleries – Up to 94% of the sale price upfront; buyers pay over 6–24 months at 0% APR
Throughout Miami Art Week, CashArt is hosting private demonstrations and strategic meetings with galleries, collectors, investors, and members of the press.
A second announcement with early data insights and market findings will be released later this month as CashArt completes its first round of gallery and collector research.
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