Network-to-network partnership is expected to expand global payout capabilities as OwlPay Harbor surpasses 50 enterprise clients, up more than 40% since the Company’s full-year 2025 results announcement
OwlTing Group (NASDAQ: OWLS) (“OwlTing” or the “Company”), the operating brand of OBOOK Holdings Inc., a global fintech company, today announced a cross-border payment partnership with Credible Finance (“Credible”), a U.S. payment orchestration platform specializing in global payouts. Under the partnership, which is signed and now in onboarding, the two companies will open new payment corridors for each other’s customers, starting with China, with plans to explore a corridor into India. The agreement adds a major platform to OwlPay Harbor, OwlTing’s cross-border payment and settlement infrastructure1, during a period of rapid growth that has taken its enterprise client base past 50.
Enterprise clients on OwlPay Harbor reached 51 as of May 31, 2026, up more than 40% from the 36 enterprise clients the Company reported in its full-year 2025 results on April 29, 2026. Completed transaction orders processed through OwlPay Harbor have doubled on average every month since March 2026, a compound monthly growth rate of 103% over the period.2 The acceleration reflects enterprises moving a growing share of recurring cross-border payment activity through OwlPay Harbor as part of their daily operations.
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Credible runs an open payments stack that moves money for internet-native businesses, including fintechs, Web3 platforms, AI startups, marketplaces, creator platforms, and global commerce businesses, across more than 40 markets. OwlPay contributes the licensed infrastructure that moves those flows through regulated channels. In the first corridor, now in onboarding, Credible will use OwlPay Harbor to settle payouts into China. In the second, OwlPay plans to tap Credible’s network to open a path into India, one of the world’s largest payment-receiving economies, with near real-time settlement capabilities. Together, the partnership is designed to give the customers of both platforms wider cross-border reach.
“OwlPay Harbor is gaining traction because enterprises increasingly need cross-border rails that combine reach, speed, and regulatory discipline,” said Darren Wang, Founder and CEO at OwlTing Group. “By connecting with Credible, we expect to extend our clients’ access to important Asian markets while giving Credible’s customers a regulated path into China. This is the network model we believe will define the next stage of global payments, which is licensed platforms connecting to one another so money can move more reliably across borders.”
“Cross-border payments are evolving toward interconnected financial networks that can move money globally while remaining deeply localized from a regulatory and settlement perspective,” said Shrikant Bhalerao, Co-Founder and CEO at Credible Finance. “Partnering with OwlPay strengthens our ability to support compliant payout flows into key Asian markets while expanding access for global internet businesses that increasingly expect faster settlement, broader coverage, and programmable financial infrastructure.”
Credible reports more than US$641 million in total payments volume processed to date.3 The company has set a public target of US$5 billion in annual processed volume for 2026 and is building toward a financial operating system for internet-native businesses, with new corridors, currencies, and licenses planned through 2030. Its platform reaches more than 40 markets, 37 currencies, and 86 payment methods through a single integration, with same-day settlement.
OwlPay Harbor anchors that reach in regulated settlement. OwlTing’s U.S. coverage spans 42 states4, along with a Virtual Asset Service Provider (VASP) registration in Poland and an Electronic Payment Service Operator (Bank API license) in Japan, giving enterprises one licensed framework for moving funds across borders. As more platforms connect to OwlPay Harbor, OwlTing aims to position the platform as a shared settlement layer for enterprise cross-border payments at scale.
OwlPay Harbor sits within OwlTing’s three-layer payment infrastructure, alongside OwlPay Agent Wallet, which enables AI agents to pay, and OwlPay Agent Checkout, which settles purchases made by AI agents acting within authorized parameters. As commerce increasingly involves AI agents transacting on behalf of businesses and consumers, OwlTing is building the licensed rails for that activity to settle in near real time. Partnerships that connect payment networks, such as this one with Credible, carry those rails to more markets and customers worldwide.
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