Category : Guest Posts

Digital Payments Guest Posts

How Remittances Can Solve LatAm’s Education Crisis

Jairo Riveros
Receiving a quality education can further an individual’s potential for success. In supporting those working toward a degree, communities can also boost economies, reduce poverty, and even expand societal views on innovations. Latin American countries have historically lagged when it comes to advancement in education. For instance, due to gender,......
Cryptocurrency Guest Posts

The Benefits of the XRPL

Jake Leaver
Introduction The XRP Ledger is a distributed, open-source ledger that provides a shared, public database for payments, exchanges and other transactions. It’s the backbone of the XRP ecosystem. The ledger uses a consensus algorithm to ensure its integrity without requiring miners or proof of work (PoW). Instead, it relies on......
B2B Digital Payments Guest Posts

The Rise of the Resilience of the Post-Pandemic Restaurant Industry

Brian Duncan
On January 30, 2023, the White House announced that it would end the federal public health emergency related to the COVID-19 pandemic on May 11, 2023. The gradual return to a quasi-normal state has been long in coming, and the after-effects of this worldwide crisis are still taking their toll.......
Cryptocurrency Fintech Primers Fintech Radar Guest Posts

Decentralized Authentication: A Path Forward to Crypto 2.0

Alessandro Chiarini
There seems to be several factors to blame for the recent crypto fallout – everything from contagion fears stemming from FTX’s fast and precipitous fall; to the need for more stringent regulations, especially around stablecoins; and more. But another big part of the decline of crypto 1.0 certainly has to......
Banking Guest Posts

Modular Banking: The Next Stage of Evolution for BaaS Infrastructure

Sankaet Pathak
Origins of Non-Bank, Consumer-Facing Fintechs When the fintech industry emerged in the late 1990s, non-bank technology platforms initially offered person-to-person payments. Next came the expansion of person-to-merchant payments, supported by regulated banks that focused on deposits, merchant acquiring or ACH (Automated Clearing House) processing. Before merging to become Paypal in......
DeFi Guest Posts

Crypto and the Developing World: Empowering Women through Decentralized Finance

Cristina Ceban
Imagine being excluded from the formal financial system, unable to access traditional banking services and feeling powerless over your financial future. Unfortunately, this is the reality for many women in the developing world. The lack of access to formal financial services not only limits women’s financial opportunities but also puts......
Artificial Intelligence Banking Guest Posts

Intelligent Automation: The Banking Sector’s $2BILLION Untapped Resource

Brian Halpin
Automation technology could add $2 billion in annual value to the global banking sector through revenue increases, cost reductions and unrealized opportunities. Yet the benefits of automation remain largely untapped. This is because of the significant challenges of integrating automation, which hamper digital transformation efforts, including lack of a clear implementation strategy, insufficient executive support and severely limited use of automation within corporate......
Banking Fintech Guest Posts

The Rise of Partnerships Between Fintechs, Banks and Credit Unions

JB Orecchia
In recent years, the traditional banking sector has faced significant competition from digital alternatives such as banking as a service (BaaS) and embedded finance. According to a survey conducted by Economist Impact, over half of C-suite banking executives are aware and wary of this increased competition. However, in a new......
Banking Cryptocurrency DeFi Guest Posts

CBDC and DeFi for the Masses

Ishan Roy
The race to implement CBDCs is on. Central Banks around the world have setup dedicated committees and kicked off pilots to explore how this technology can be used issue legal tender digitally. These countries hope to usher in a new era of payments and fintech solutions. For the uninitiated, Central......
Digital Payments Fintech Guest Posts

How Digital Payments in India Will Grow Through Sound Box and Other Value-Added Services Provided by Fintechs

Ketan Patel
India continues to be the ‘land of promise’ for a robust digital payments ecosystem. The turn of events in 2020 accelerated the growth trajectory of digital payments as they were perceived as safe and convenient modes of payment. The sudden growth in e-commerce sales and online retail added to this......
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