Category : Mortgage

New Study Reveals How the VantageScore 4.0 Credit Score Compares to FICO 10T and FICO Classic for New Creditworthy Mortgage Consumers
Finance Mortgage News

New Study Reveals How the VantageScore 4.0 Credit Score Compares to FICO 10T and FICO Classic for New Creditworthy Mortgage Consumers

Business Wire
by Business Wire0
VantageScore Uses Large Alternative Data Sets to Pinpoint Creditworthy Mortgage Borrowers Forgotten by Obsolete Models, Including FICO 10T New VantageScore 4.0 Mortgage Lending Opportunities Extend Far Beyond First-Time Homebuyers New VantageScore 4.0 Qualifying Mortgages Demonstrate Similar or Lower Risk Compared to Historical Mortgage Loans New independent research reveals that nearly......
400 Capital Management Closes Capital Relief Transactions Referencing $1.5 Billion Residential Mortgage Loan Portfolio
Credit Bureaus Mortgage News

400 Capital Management Closes Capital Relief Transactions Referencing $1.5 Billion Residential Mortgage Loan Portfolio

Business Wire
by Business Wire0
400 Capital Management LLC (“400CM”), an alternative asset manager specializing in asset-based credit strategies, announced the successful closing of capital relief transactions referencing a $1.5 billion portfolio of residential mortgage loans held on a U.S. bank balance sheet. Read More on Fintech : Global Fintech Interview with Rob Young, Managing Director –......
Codeintel Warns Mortgage Lenders to Review Website Tracking, Consent Controls, and Third-Party Scripts
Compliance management Mortgage News

Codeintel Warns Mortgage Lenders to Review Website Tracking, Consent Controls, and Third-Party Scripts

EIN Presswire
by EIN Presswire0
Mortgage lenders and regulated businesses are urged to review analytics, pixels, consent controls and third-party scripts to reduce privacy and compliance risk. Codeintel LLC, a digital marketing, martech and software engineering firm serving mortgage lenders and other regulated businesses, today issued a public awareness statement on website tracking technologies, including......
Blend Signs First Wave of Customers onto Autopilot, Its AI Agent for Mortgage Lending
Lending Mortgage News

Blend Signs First Wave of Customers onto Autopilot, Its AI Agent for Mortgage Lending

Business Wire
by Business Wire0
Five lenders, including Onity Mortgage, have expanded their partnerships with Blend to include Autopilot, the company’s new agentic AI solution for mortgage pre-underwriting. Blend Labs, Inc. , announced the first commercial customers for Blend Autopilot following a four-month early preview. Read More on Fintech : Global Fintech Interview with Rob Young, Managing......
Cornerstone First Mortgage Switches to nCino's Mortgage Point of Sale to Support Its Next Phase of Growth
Banking Mortgage News

Cornerstone First Mortgage Switches to nCino’s Mortgage Point of Sale to Support Its Next Phase of Growth

GlobeNewswire
by GlobeNewswire0
Fast-growing mortgage lender selects nCino to support dozens of branch brands across 49 states while enhancing the borrower experience nCino, Inc. (NASDAQ: NCNO), the platform for agentic AI banking, today announced that San Diego-based Cornerstone First Mortgage (Cornerstone) has switched to nCino’s Mortgage Point of Sale to enhance the borrower experience and support its continued......
More Data Means More Creditworthy Mortgages with VantageScore 4.0 versus FICO 10T
Credit Bureaus Mortgage News

More Data Means More Creditworthy Mortgages with VantageScore 4.0 versus FICO 10T

Business Wire
by Business Wire0
Over 5 Million Creditworthy Mortgages Excluded from the New Fannie and Freddie Historical Mortgage Data Set Due to FICO’s Obsolete Methods VantageScore 4.0 Includes 5 Million More Creditworthy Mortgages Compared to 10T, a $1 Trillion Origination Opportunity for Mortgage Lenders Incrementally Scored VantageScore 4.0 Borrowers Demonstrate Comparable Risk Versus Legacy......
Newrez Data Shows First-Time Buyers Account for Nearly Half of Purchase Mortgages as Homeownership Remains Part of the American Dream
Finance Mortgage News

Newrez Data Shows First-Time Buyers Account for Nearly Half of Purchase Mortgages as Homeownership Remains Part of the American Dream

Business Wire
by Business Wire0
As America celebrates its 250th anniversary, 81% of U.S. adults say owning a home is still part of the American Dream. First-time homebuyers made up 49% of Newrez new purchase loans in 2025, with the median first-time buyer age holding steady at 33. Repeat buyers represented just over half of Newrez......
ICE Mortgage Monitor: Gen Z Accounts for Record 1 in 5 Purchase Mortgage Locks
Finance Mortgage News

ICE Mortgage Monitor: Gen Z Accounts for Record 1 in 5 Purchase Mortgage Locks

Business Wire
by Business Wire0
Young buyers continue to gain market share despite affordability pressures while more homebuyers use nontraditional downpayment sources as home price growth strengthens Intercontinental Exchange, Inc. , one of the world’s leading providers of financial market technology and data powering global capital markets, released its July 2026 ICE Mortgage Monitor report.......
Pat Mercuri’s Mortgage Marketing Conference Presentation Highlights the Growing Demand for Data-Driven Direct Mail Strategies
Fintech Mortgage News

Pat Mercuri’s Mortgage Marketing Conference Presentation Highlights the Growing Demand for Data-Driven Direct Mail Strategies

Business Wire
by Business Wire0
Managed Direct Response announced the successful completion of a recent mortgage industry conference where Founder and President Pat Mercuri shared proven direct mail marketing strategies designed to help mortgage companies increase response rates, improve lead quality, and drive higher conversion rates. Read More on Fintech : Global Fintech Interview with Rob Young,......
AngelAi Technology means No Underwriters, No Processors and No Closers
Mortgage News

AngelAi Technology means No Underwriters, No Processors and No Closers

EIN Presswire
by EIN Presswire0
Autonomous Loan Production: How AngelAi Created No-Touch Lending and Doubled Access for Underserved Communities For years, the mortgage industry has viewed “One Touch” lending as the benchmark for operational efficiency. Reducing unnecessary handoffs between processors, underwriters, loan officers, and support staff was considered a major advancement. We didn’t build AngelAi......
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