EMCD, a global crypto-fintech platform and one of the world’s top Bitcoin mining pools, has launched Coinhold OnLock — a new way to get instant liquidity without exiting your crypto position. Designed for miners, traders, and long-term holders, the service lets users borrow USDT against their Bitcoin — without selling, without credit score checks, and without delays.
Coinhold OnLock solves a core tension in crypto: how to access funds when you need them — without giving up future upside. Whether it’s buying new equipment, seizing a market opportunity, or bridging cash flow, Coinhold OnLock delivers funds within minutes. Users simply choose a term (30 to 360 days), lock their BTC, and receive USDT directly in their EMCD Wallet. Interest rates and risk levels are fully transparent, with real-time updates and margin call alerts built in.
‘With Coinhold OnLock, we’re giving people a smarter way to stay liquid while holding long,’ said Eugene Kitkin, Chief Business Development Officer at EMCD. ‘You don’t have to choose between believing in Bitcoin and solving real-world financial needs. We built this to bridge that gap — safely, quickly, and without bureaucracy.’
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Unlike traditional loans, Coinhold OnLock requires no credit history or lengthy verification. Collateral stays in secure cold storage, and users can repay early or extend their loan with no penalties. A built-in 5-day grace period helps manage risk without panic-selling, and the funds can be immediately reinvested into EMCD earning tools like Coinhold or used via the built-in P2P platform.
The service launches with BTC-USDT support, with more assets and flexible LTV options rolling out soon.
Founded in 2017, EMCD is a crypto-fintech platform combining digital wallets, savings tools, mining infrastructure, and trading services into one connected experience. The platform supports professionals and individuals working with digital assets — from mining and passive income to liquidity management and white-label infrastructure.Certain products, features, and digital assets described herein may be unavailable, restricted, or subject to additional requirements in your jurisdiction. Availability depends on local laws, regulations, and internal compliance policies.
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