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Parafin Announces New Credit Facility with Goldman Sachs and One William Street

Parafin Announces New Credit Facility with Goldman Sachs and One William Street

Parafin, a leading embedded financial infrastructure company named to the 2026 Forbes Fintech 50, announced a new credit facility led by Goldman Sachs, alongside One William Street Capital Management, L.P.

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The new facility will help extend access to embedded lending for more small businesses through the platforms they already use, including Amazon, DoorDash, Gusto, TikTok Shop, Walmart, and many others.

Building on Parafin’s recent warehouse credit facility expansion with Silicon Valley Bank, EverBank, and Trinity Capital, the new facility will help extend access to embedded lending for more small businesses through the platforms they already use, including Amazon, DoorDash, Gusto, TikTok Shop, Walmart, and many others. The additional capacity will support financing products that help businesses manage cash flow, invest in growth, and navigate day-to-day operating needs.

The growth in financing capacity reflects consistent demand from small businesses that return to Parafin’s products as they grow: the majority of Parafin’s fundings go to repeat borrowers. With over 50,000 businesses funded to date¹, that repeat usage underscores the role embedded capital plays in helping businesses invest in growth and manage cash flows.

“Small businesses increasingly expect financial products to be built into the software and platforms they already use to run their businesses,” said Sahill Poddar, cofounder and CEO of Parafin. “Embedded lending is becoming a critical part of how businesses access capital, and this facility strengthens our ability to meet that demand at scale. Through our expanded financing capabilities, we are accelerating the delivery of flexible financing to small businesses from every part of the economy, supported by this credit facility from Goldman Sachs and One William Street.”

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