Technology-driven RIA blends fiduciary advisors with agentic AI, delivering hyper-personalized, tax-optimized Dynamic Portfolios designed to deliver higher after-tax performance
Serial fintech entrepreneur Bill Harris announced the launch of Evergreen Wealth, a digital Registered Investment Advisor (RIA) that provides tax-aware investment management and AI-powered financial advice to affluent and high-net-worth clients seeking to build long-term wealth.
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“We combine human expertise with AI analytics to create a new model for financial advice. It’s the best of both worlds – experienced advisors plus advanced technology,” said Evergreen Wealth Founder and CEO Bill Harris.
“We combine human expertise with AI analytics to create a new model for financial advice. It’s the best of both worlds – experienced advisors plus advanced technology,” said Evergreen Wealth founder and CEO Bill Harris, who was previously CEO of PayPal, CEO of Intuit, and founding CEO of Personal Capital, a wealth management firm he started and grew to $23 billion in assets.
Dynamic Portfolios™: Designed to Increase Returns by Saving Taxes.
While many financial advisors and investment firms still focus on pre-tax returns, Evergreen Wealth seeks to maximize its clients’ net returns after paying the tax bill. Unlike ETFs and mutual funds, where every fundholder receives the same cookie-cutter product, Dynamic Portfolios contain hundreds of individual securities, which can then be hyper-personalized to match the goals of each client and tax-optimized across their entire portfolio. Evergreen Wealth employs multiple tax strategies, including direct indexing, to offset, reduce, defer, or, in some cases, even eliminate the taxes on their investments. For high-income taxpayers, particularly those in high-tax states, this “tax alpha” can be more consequential than the expected gains, if any, from trying to beat the market.
Evergreen Intelligence: High-Touch Meets High-Tech.
Evergreen Wealth’s advisors are fiduciaries, legally obligated to act in the best interests of their clients. They utilize the in-depth research provided by Evergreen Intelligence, the company’s financial knowledge base, and agentic AI tools to deliver personalized advice to their clients. Evergreen Intelligence’s hyper-personalized insights are also available on demand to Evergreen Wealth clients directly through desktop and mobile apps. Based on their financial information, each client receives personalized insights and advice, which is maintained in a private data vault to prevent exposure to any AI models on the open internet.
Evergreen Wealth clients receive:
- Dedicated Advisor: Each client is assigned a licensed advisor, who is available via email, chat, phone or video conference.
- Evergreen Intelligence: A proprietary AI advice engine that draws upon a vetted investment, tax and financial knowledge base, as well as the secure, personal data of each client.
- Risk Management: Evergreen Wealth adheres to investment principles developed by Nobel laureates to achieve diversification designed to enhance each client’s risk-adjusted return.
- Dynamic Portfolio: A household portfolio that is hyper-personalized for the needs and preferences of each client and tax-optimized, which can deliver long-term tax savings.
- 24/7 Access: Evergreen Wealth’s desktop and mobile apps provide a comprehensive view of each client’s Evergreen Wealth portfolio and external assets, offering proactive insights and delivering immediate answers to their financial questions.
- Privacy and Security: Evergreen Wealth utilizes biometric security on all client accounts, complemented by state-of-the-art security procedures that are continuously monitored and regularly audited to safeguard the personal data of its clients.
A Market Ready for Change.
The U.S. wealth management market holds over $144.6 trillion in assets, with $124 trillion projected to transfer between generations by 2048; yet, much of the industry still operates on outdated technology. “Younger, affluent investors want more than traditional products and quarterly meetings – more than half don’t want their parents’ advisors,” added Harris. “They demand sophisticated tax and investment services, available on their schedule. We built Evergreen Wealth for this generation of investors.”
Evergreen Wealth is registered with the Securities and Exchange Commission (SEC). Harris is the author of the Investment Tax Guide: How to Slash Your Taxes and leads a team of over 50 professionals with a strong track record in wealth management and fintech innovation.
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