Digital Fintech Interviews

Global Fintech Interview with Ramy Ashour, Global Head of Enterprise & Solutions at Valtech

Global Fintech Interview with Ramy Ashour, Global head of Enterprise & Solutions at valtech

Hi Dr. Ramy, welcome to our Fintech interview Series. Please tell us about your tech journey so far.

I started 22 years ago as a software developer in a small company Based in Egypt, then I moved to Vodafone as a technical manager. After some years I joined a Fintech company based in Egypt (TANMEYAH)  as a Head of Technology for 3 years. then I moved to Lockheed Martin in U.S as Lead Of Solutions Architect, I worked with Lockeed Martin for 4 years and then I moved to UAE to Join one of the largest companies who design and deliver a turnkey solutions for banks ( Viripark) I joined Veripark for two years as a Director of Solutions. After Veripark I moved to Sydni to join Amazon AWS as a Senior director of engineering, I worked with amazon for 2 years and then I started my Journey with startup companies as a CTO & Independent consultant.

As CTO I worked with Innocent Integrated Solutions, Enhance Venture, Sydle, Emirates Auctions and

Then I joined Siemens Energy as A Global Head of Digital Solutions and Enterprise Architecture. And now I’m working with Valtech as a Global Head of Enterprise architecture.

Valtech is a global business transformation company delivering innovation with a purpose.Could you site any one best innovation in the past couple of years?

We’ve been doing an extensive amount of co-innovation, across most industries. Examples of that the work we do with some of the e-commerce market leaders , around their Index Shirt , and helping them realize their store of the future concept, us enabling Super Mario World, Re-platforming for Some brands in the automotive industry, foods and beverages, transportation ad railway .

Also Read: Global Fintech Interview with Ramesh Menon, Group Director, Product Management at LSEG

What technology exactly does Valtech provide to its users?

Valtech not only doing digital transformation but it also do a business transformation, we help our clients to improve their business in different domains like Commerce, Fintech, Transportation, Logistics, Automotive, Digital Health, and so many others., and we use the latest technology to enable our clients to succeed in their business, that includes the Modern e-commerce stacks ( mainly the headless), Artificial intelligence and MACH.

Currently, Valtech enable clients to anticipate tomorrow’s trends while optimizing time-to-market and ROI.Could you please throw some light on its technical aspect as well?

Valtech is a global company focused on business transformation. We enable clients to anticipate tomorrow’s trends and connect more directly with their consumers across digital and physical touch points, whilst optimizing time-to-market and ROI. We deliver innovation with a purpose. While our expertise is experience design, technology and marketing, our passion is in addressing transformational business challenges for our clients. Challenges where we re-imagine the customer journey and build new connected experiences.

Data breaches cost businesses an average of $4.35 million in 2022. What is your take on cybersecurity?

Cybersecurity is the protection of the internet-connected systems from cyberthreats.

At Valtech we help some of the world’s largest financial institutions to tackle these challenges head on.

At Valtech We help our clients with setting a strong cybersecurity strategy that can provide a good security posture against malicious attacks designed to access, alter, delete, destroy or extort an organization’s or user’s systems and sensitive data.

We help clients to navigate the demands of the digital era and partner with them to build new solutions, streamline processes, integrate legacy infrastructure with new technologies, mitigate cyber risks & security concerns and to re-skill talent.

Also Read: Global Fintech Interview with Sam Boboev, COO & Co-Founder at

Using blockchain, financial institutions can save up to $12 billion every year. What are your comments on this?

Yes of course Blockchain can save a lot of money if we use it in the right place, for example by deploying bitcoin’s underlying technology to run some processes, like finance reporting, the banks analyzed could reduce infrastructure costs by an average of 30 percent, helped by better data quality and transparency.

But Blockchain technology costs a lot, so before deciding to go or not go with it we should do a good analysis to understand if we really need it, some of the Banks and financial organizations have jumped on the “Blockchain bandwagon” as a sake of publicity.

Which market segment are you targeting? What does your ideal customer profile look like?

At Valtech, we help companies to gain a competitive advantage through innovative transformation. From Retail to Mobility, Heath to B2B Manufacturing, we partner with the world’s leading brands to help them exceed the expectations of the modern consumer.

We’ve been working in the trenches of digital innovation for more than three decades and our global reach means we can be wherever we need to be to make sure your business thrives in the digital era.

Could you please explain how your company is going about business transformation idea in this domain?

Neobanks, the new generation of cutting-edge, fully digital banking services, are aiming to be more accessible than traditional banks while transforming the Financial Services industry.

Also Read: Global Fintech Interview with Paul Monk, Chief Executive Officer at Alpha Development

Your favorite FinaneTech quote.

 “People need banking, not banks.”

Thank you, Ramy! That was fun and we hope to see you back on soon.

[To share your insights with us, please write to]

Senior Executive with a 22 years track record of delivering complex, high risk, high value projects through development, program management, and product management. Combine an entrepreneurial instinct, in-depth technical skill, and a strong reputation for developing and motivating cross-functional teams at all levels. Experienced at being the voice of the business, capturing the right message for the largest impact. Build rapport with management, vendors, peers, clients and technical specialists.

Valtech Logo

Valtech is a global business transformation company delivering innovation with a purpose. We enable clients to anticipate tomorrow’s trends and connect more directly with consumers across their digital touch points while optimizing time-to-market and ROI.

We are a network of more than 6000 innovators, design thinkers, marketers, creatives and developers with 60+ offices in 20+ countries (Argentina, Brazil, Bulgaria, Canada, China, Denmark, France, Germany, India, Mexico, Netherlands, North Macedonia, Poland, Portugal, Singapore, Sweden, Switzerland, UAE, Ukraine, United Kingdom, United States). While our expertise is in technology, marketing and experience design, our passion is in addressing transformational business challenges for our clients, including strategy consulting, service design, technology services, and optimization of business-critical digital platforms for multichannel e-commerce and marketing.

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