Realfinity, the AI-powered mortgage infrastructure platform, and Homa, the AI-enabled homebuying platform transforming how buyers search, evaluate, and transact, announced a strategic partnership to deliver more affordable and transparent home financing. Through this collaboration, eligible Homa buyers will have access to mortgage rates 0.75% below the national average, powered by Realfinity’s mortgage origination capabilities.
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Eligible Homa buyers receive rate offers 0.75% below market through Realfinity’s embedded mortgage experience.
Homa’s platform offers a modern alternative to the traditional agent model by combining on-demand tours, intelligent pricing insight, automated offer drafting, disclosure summaries, and AI-guided closing support. Realfinity complements this innovation by providing the capital, compliance, and mortgage origination infrastructure that makes efficient, low-cost mortgage execution possible.
Key Partnership Highlights
- Meaningfully lower mortgage rates: Eligible Homa buyers receive rate offers 0.75% below market through Realfinity’s embedded mortgage experience.
- Unified offer-to-close workflow: Buyers receive a fully embedded pre-approval experience inside Homa. They can upload documents upfront, get pre-approved before they even start shopping, and move seamlessly from discovery to underwriting and closing.
- Embedded compliance & automation: Realfinity’s infrastructure ensures compliant workflows, fast credit decisions, and streamlined closing aligned with Homa’s modern transaction model.
- Shared mission: Both companies are committed to increasing transparency, lowering transaction costs, and modernizing the homebuying experience for the next generation of consumers.
“marks a milestone in how homebuyers access real estate and financing in a single, seamless flow. At Realfinity, we’re building the rails that let partners like Arman Javaherian and the Homa team offer lending directly to their clients. Our API-driven infrastructure transforms the process from application to closing, delivering lower rates through AI-powered underwriting and dramatically reducing sales costs by embedding mortgages at the point of sale. This partnership moves us one step closer to making homeownership smarter, simpler, and more accessible,” said Luca Dahlhausen, CEO of Realfinity.
“Our mission at Homa is to empower buyers while making homeownership more accessible. By teaming with Realfinity, we’re layering in a financing experience built for the modern consumer,” said Arman Javaherian, CEO and co-founder of Homa. “Together, we’re significantly lowering costs, increasing transparency, and giving buyers a smarter way to purchase and finance one of the biggest and most important purchases of their lives.”
Homa customers are already closing on homes and using this intelligent mortgage platform to achieve critical cost savings. According to John Harrison, a Homa user based in the Tampa area, “Homa made everything intuitive and comfortable, from the initial offer to closing. Realfinity worked with Homa to secure an amazing rate that met my needs. As soon as I explored Homa’s website, I knew this was the future of homebuying. Their tech capabilities are second to none, and the incredible rate from Realfinity made the overall process seamless and enjoyable.”
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