ACI Worldwide, a leading global provider of real-time electronic payment and banking solutions, announced it is accelerating real-time payments modernization for its customers globally through new digital overlay services. ACI, through collaboration with Mindgate Solutions, now delivers value-added digital overlay services through its UP Real-Time Payments solution, enhancing customer experience while strengthening real-time payments offerings.
ACI Worldwide accelerates #realtimepayments modernization with new digital overlay services, helping banks realize benefits of real-time investment through enhanced digital experiences
The new services enable banks and financial intermediaries to add a range of real-time digital overlay services to support a high-volume, data-rich digital payments ecosystem for consumer, corporate and merchant customers. Digital overlay services deliver white-label mobile apps and web portals, plug-ins, APIs and SDKs for digital and social media channels on top of real-time payments infrastructure, which help banks and financial intermediaries to keep pace with evolving customer demands.
Additional benefits provided to organizations:
- Seamless end-to-end solution for contactless and secure QR code payments, including merchant-initiated payments using dynamic QR codes
- Integrated end-to-end bill payment solution for banks and financial institutions globally with self-service portals and onboarding processes
- Simplified integration for merchant mobile applications, including support for Request to Pay (RtP)
- Flexible person-to-person (P2P) payment services based on proxy/alias (i.e., phone number or email) for added security
“The global real-time payments landscape continues to evolve rapidly, with enhanced customer experience sitting at the heart of this transformation, aided by regulatory mandates and new technologies. Today’s consumers increasingly expect a seamless payment experience across multiple channels — whether it’s through social media, physical point-of-sale or eCommerce,” said Craig Ramsey, head of real-time payments, ACI Worldwide. “Together with our strategic partner Mindgate, we are ensuring that banks and their customers are real-time ready.”