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P2P Lending Apps that help Streamline Borrowing Needs

Tanika Mehrotra
Peer to Peer lending apps enables the lending of money through an online platform that easily connects prospective borrowers with prospective lenders. P2P lending is emerging as a popular option in the financial marketplace because of the lower interest rates and reduced operating costs. These platforms cater to personal as......
LendAmi Launches Expanded Capabilities for Friends & Family Recurring Payments Platform
Banking Fintech News

New LendAmi Platform Simplifies Loaning Money to Friends & Family

Fintech News Desk
An estimated $288 Billion in person-to-person loans is transacted each year in the U.S., much of that through verbal agreements. Of those loans, almost 50% are only partially paid back or not at all resulting in hurt feelings, damaged relationships and unwillingness to loan again. Helping to solve this problem, LendAmi has introduced......
'Brand Genius' Sadira Furlow Joins the Happy Money Movement
Fintech News

Happy Money Appoints Fintech Pioneer Jason Altieri as General Counsel and Chief Compliance Officer as Demand for Digitally Native Fintech and Paying Down Consumer Debt Emerge as Key Trends

Fintech News Desk
As America looks to heal from the economic upheaval driven by the COVID-19 pandemic, Happy Money is emerging to meet a growing demand for its financial tools and services that eliminate debt and improve happiness by Helping Borrowers Become Savers™.  As a part of its growth, the company has added fintech pioneer Jason......
FormFree and Ocrolus Partner on Comprehensive Borrower Income Verification Program
Fintech News

FormFree and Ocrolus Partner on Comprehensive Borrower Income Verification Program

Fintech News Desk
Partnership gives lenders instantaneous, high-confidence validation of paystubs and W-2s submitted by borrowers in PDF or photo formats FormFree, a leading fintech provider of credit decisioning services, announced a partnership with Ocrolus, a leading fintech infrastructure company that transforms documents into actionable data with over 99% accuracy. FormFree’s Passportâ„¢ all-in-one......
Fintech Company Launches AI Platform to Automate Hardship Relief for Financially Stressed Borrowers
Artificial Intelligence Banking Fintech News

Fintech Company Launches AI Platform to Automate Hardship Relief for Financially Stressed Borrowers

Fintech News Desk
Solution provides new repayment options in minutes, not days or weeks Constant, a Maine-based financial technology company, has launched an AI-powered software platform for banks and non-bank consumer lenders that provides faster and more accurate decisions about payment deferrals, loan modifications and other workouts. The solution significantly reduces massive incoming call volume and......
PPS Powers koto – The First E-money Account to Provide Credit
Business Fintech Mobile Banking News

PPS Powers koto – The First E-money Account to Provide Credit

Fintech News Desk
Leading digital payment experts launch ground-breaking fintech with lending and mobile payment solutions PPS, formerly PrePay Solutions, and subsidiary of Edenred, the everyday companion for people at work, has announced its partnership with koto, the new credit app which offers a unique combination of e-money with credit for a fixed......
Fintech Veteran Jeff Winner Joins the Happy Money Movement
Fintech News

Fintech Veteran Jeff Winner Joins the Happy Money Movement

Fintech News Desk
New CTO brings expertise across startup, technology, and financial industries to the fintech company that is changing people’s relationship with money As American households face the uncertainty of the current volatile financial climate, more than ever it is crucial that Americans change their relationship with their money. Happy Money, a fintech......
FormFree Receives U.S. Patent for Ground-Breaking Approach to Credit Decisioning
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FormFree Founder Brent Chandler Commends CFPB Proposal to Eliminate DTI, Citing Ability to Pay as ‘Best Consumer Borrowing Risk Indicator’

Fintech News Desk
FormFree Founder and CEO Brent Chandler responded to this week’s news that Consumer Financial Protection Bureau (CFPB) Director Kathy Kraninger indicated the bureau’s decision to propose amending the Ability to Repay/Qualified Mortgage Rule so as to “move away” from debt-to-income (DTI) calculations as a mortgage underwriting factor: First, I commend the CFPB for their courage......
FIS Launches Innovative New Fintech Platform – Atelio™ by FIS
Finance Fintech News

FIS Launches Innovative New Fintech Platform – Atelio™ by FIS

Business Wire
Atelio by FIS is an innovative fintech platform that provides the building blocks for financial institutions, businesses and software developers to embed financial services into their offerings. Building on FIS’ history of financial innovation and focus on the financial services industry, Atelio accesses FIS’ scaled technology, broad suite of financial......
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