FICO® Score Credit Insights Report: Average FICO Score Holds Steady at 714 as Consumers Show Resilience
FICO’s latest report highlights improving delinquency trends, strong consumer credit engagement and evolving borrowing patterns amid ongoing affordability challenges FICO , global analytics software leader, released its Fall ’26 edition of the FICO® Score Credit Insights report, showing the average U.S. FICO® Score held steady at 714, unchanged since October 2025......