VantageScore CreditGauge™ March 2026: Credit Conditions Improve as Consumers Pull Back on Borrowing and Reduce Card Balances
Credit Card Balances Fall, Driving Lower Utilization Delinquencies Decline, Led by Early-Stage Improvement in Mortgages Younger Borrowers and Unsecured Lending Drive Credit Growth Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit conditions, according to the latest edition of CreditGauge™ from VantageScore. The average VantageScore......