Tag : transaction data

Carrington Labs Debuts Cashflow Score, Delivering Up to 30% Higher Accuracy Than Traditional Credit Models
Banking Finance News

Carrington Labs Debuts Cashflow Score, Delivering Up to 30% Higher Accuracy Than Traditional Credit Models

EIN Presswire
by EIN Presswire0
Built on open banking transaction data and delivered in real-time, the score helps lenders approve more borrowers without increasing risk. Carrington Labs, a leading provider of credit risk analytics and cash flow underwriting models, has launched Cashflow Score. Cashflow Score meets the growing demand for cash flow underwriting capabilities, providing......
Analytics Artificial Intelligence Banking Digital Payments Finance Guest Posts

Key Trends Shaping Payments in the Second Half of 2025 and Beyond

Deepak Gupta
by Deepak Gupta0
Now firmly into the second half of 2025, the payments industry finds itself navigating a complex landscape shaped by ongoing innovation, evolving regulatory compliance requirements, and rapid technological advancements. Major developments in ISO 20022 adoption, real-time account-to-account (A2A) payments, and the acceleration of embedded financial services are not merely emerging,......
Caplight Awarded Patent for AI-Powered Pricing Feed To Improve Private Market Transparency
Artificial Intelligence Fintech News

Caplight Awarded Patent for AI-Powered Pricing Feed To Improve Private Market Transparency

PR Newswire
by PR Newswire0
Caplight Technologies, an innovator in private market data and trading infrastructure, announced the issuance of a patent by the United States Patent and Trademark Office protecting Caplight’s proprietary method for estimating private company stock prices using secondary market transaction data. U.S. Patent No. 12,243,130 B2, titled “Data Interpolation Platform for Generating......
Astrada, a Unified API for Transaction Data, Emerges from Stealth to Transform Bring-your-own-card for Spend Management Platforms
Fintech News

Astrada, a Unified API for Transaction Data, Emerges from Stealth to Transform Bring-your-own-card for Spend Management Platforms

Business Wire
by Business Wire0
Led by a former Marqeta executive, Astrada provides a unified API for real-time transaction data Astrada emerged from stealth to unveil a unified API for transaction data that offers the infrastructure, compliance, and workflows that software companies need to offer bring-your-own-card functionality. By leveraging its API, software companies can help businesses......
Personetics Presents Personalized Insights and Autonomous Finance to SEC Asset Management Advisory Committee (AMAC)
Fintech News

Personetics Presents Personalized Insights and Autonomous Finance to SEC Asset Management Advisory Committee (AMAC)

Fintech News Desk
by Fintech News Desk0
Global fintech Personetics’ President of Americas Jody Bhagat says “basic personalized insights will be table stakes for financial institutions by end of 2023” Personalized insights and advice will transform wealth management and provide enormous value to customers, if the industry embraces a more personalized approach. Personalized advice is a key......
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