VAIU Global Granted US Patent: First Payment Architecture to Transfer Value without Persistent Credentials
The first credential-free architecture that preserves institutional accountability in the tokenized economy Granted after a multi-year USPTO examinationUpends economics for card networks, processors, wallets, stablecoins, cross-border, CBDCs and banks – and eliminates credential risk across any sector requiring secure value transfer 25 years solving symptoms, never questioning the assumption: payments......