Author : Fintech Staff Writer

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Fintech Staff Writer represents the team of fintech writers and journalists at GlobalFintechSeries.com

Beyond Banking: The Data Goldmine of Open Finance

Fintech Staff Writer
by Fintech Staff Writer0
You likely use apps that track your spending or let you pay friends instantly through your bank account. That was the promise of Open Banking, which successfully opened up payment accounts and transaction history to third parties. However, your financial life involves much more than just your checking account or......

Post-Quantum Cryptography: The Silent Killer Of Fintech Security

Fintech Staff Writer
by Fintech Staff Writer0
For a long time, quantum computing has been a subject of speculation, a cool but far-off technological horizon. But that horizon is no longer far away. The global cybersecurity community is now talking more and more urgently about Q-Day, the day a large-scale quantum computer that can handle faults goes......

Insurance as a Feature: The Tech Behind Embedded Insurance

Fintech Staff Writer
by Fintech Staff Writer0
You have seen embedded finance everywhere. You can get a “Buy Now, Pay Later” loan at checkout. You can get a business loan directly from your accounting software. Payments and lending have successfully integrated into everyday platforms. Now, insurance is making the same move. This shift is all about customer......

Is Your CFO Also Your Cloud Economist? The Rise of FinOps Platforms

Fintech Staff Writer
by Fintech Staff Writer0
Your engineering teams are building amazing things in the cloud. They spin up new servers and services on AWS or Azure with a single click. This agility is fantastic for innovation. But at the end of the month, your CFO gets a massive, complex bill that is almost impossible to......

Fintech’s Dark Matter: Invisible Risk in AI-Led Credit Systems

Fintech Staff Writer
by Fintech Staff Writer0
Fintech has changed the way global lending works over the past ten years. Algorithms now decide who gets credit, at what cost, and under what conditions in seconds instead of requiring in-person bank visits, manual verification, and subjective credit evaluations. Fintech companies have changed how financial inclusion works by combining......

The “SME Financial Co-Pilot” – How AI-Powered Platforms are Democratizing Business Banking for European Entrepreneurs?

Fintech Staff Writer
by Fintech Staff Writer0
Small and medium-sized enterprises in Europe account for an impressive 53 percent of the EU’s added value, yet they still struggle to access the financial fast lane. Eurostat reports that 99.8 percent of all EU businesses are SMEs, a staggering number that makes “the backbone” seem like an understatement. But......

The Liquid Ledger: Designing Fintech Systems That Adapt To Crisis

Fintech Staff Writer
by Fintech Staff Writer0
The screen is glowing red. Markets crash, money disappears, and banks and other financial institutions rush to stop losses that happen in milliseconds. Algorithms fire in all directions, some stopping trades and others making volatility worse. In this well-known scene from modern banking, when machines work quickly and people panic,......

Beyond Robo-Advisors: Is AI Finally Ready to Be Your Financial Advisor?

Fintech Staff Writer
by Fintech Staff Writer0
You may think that a personal financial advisor, one who can grasp all the nuances of your finances, is beyond your means. Such personalized advice was once the preserve of the ultra-wealthy. The first wave of technology attempted to solve this with robo-advisors, which was a good start. But what......

Climate Risk Hedging In Real Time: Fintech Tools For A Planet In Flux

Fintech Staff Writer
by Fintech Staff Writer0
Climate change, not regular cycles of expansion and contraction, is what will characterize the next period of the world’s financial systems. The changing climate of the Earth is having a direct effect on the world economy. For example, Canada has experienced record-breaking wildfires, Asia has witnessed severe floods, and Africa......

The Disappearing Payment: How Embedded Finance Is Quietly Reshaping B2B Transactions? 

Fintech Staff Writer
by Fintech Staff Writer0
B2B transactions are undergoing a quiet yet profound transformation—one where the payment process is no longer a standalone event, but a seamless, almost invisible part of the transaction journey. This shift is powered by embedded finance, a model where financial services are integrated directly into the daily platforms businesses use.......
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