Category : Featured

Artificial Intelligence Featured Finance Fintech Robotic Process Automation

The Intersection of RPA and AI in AP Automation

Fintech Staff Writer
by Fintech Staff Writer0
The intersection of Robotic Process Automation (RPA) and Artificial Intelligence (AI) in Accounts Payable (AP) automation represents a significant shift towards hyperautomation, where businesses seek to streamline and optimize their financial processes at scale. AP automation focuses on improving the efficiency and accuracy of accounts payable tasks, such as invoice......
Banking Digital Payments Featured Finance Fintech

Zero-Latency Payment Systems: A Peek at Event-Driven Architectures in Real-Time Transactions

Prajakta Ayade
by Prajakta Ayade0
Efficiency and speed are at the heart of innovation, particularly in the financial sector. As the demand for seamless, instantaneous transactions grows, the concept of zero-latency payments is gaining prominence. These systems aim to provide near-instantaneous transaction processing, eliminating the delays traditionally associated with payments. At the core of these......
Artificial Intelligence Banking Digital Payments Featured Finance Fintech Lending Machine Learning Risk Management Security

Exploring The Rise of AI-Enhanced Credit Scoring Systems

Rishika Patel
by Rishika Patel0
The rise of AI-enhanced credit scoring systems marks a significant shift in how financial institutions assess creditworthiness. Traditional credit scoring models have long been constrained by a limited set of factors, often excluding individuals without formal credit histories. However, AI-based models leverage a broader range of data sources, including non-traditional......
Banking Digital Asset Management Digital Payments Featured Finance Fintech Security

How is New-age Fintech Transforming SMB Banking and Cash Flow Management?

Prajakta Ayade
by Prajakta Ayade0
FinTech is fundamentally transforming the way small and medium-sized businesses (SMBs) manage their banking and cash flow. Traditional banking systems often fall short in catering to the unique financial needs of SMBs, such as managing limited resources, fluctuating incomes, and navigating complex regional and regulatory requirements. FinTech companies, with their......
Banking Blockchain Cryptocurrency DeFi Digital Asset Management Digital Payments Featured Finance Fintech Risk Management Security

Decentralized Finance (DeFi) and Banking: What’s Next?

Rishika Patel
by Rishika Patel0
Decentralized Finance (DeFi) is reshaping the finance industry by offering services traditionally managed by banks, insurance companies, and brokerage firms through blockchain technology. DeFi enables users to borrow, lend, earn interest, trade assets, and more—without relying on intermediaries such as banks or financial institutions. This decentralized model eliminates the need......
Artificial Intelligence Featured Finance Fintech Risk Management

Pre-Built AI Solutions: A Game Changer for Healthcare Payers?

Prajakta Ayade
by Prajakta Ayade0
Healthcare is experiencing a major shift, fueled by the rapid advancements in artificial intelligence (AI). Among the various stakeholders, healthcare payers—such as insurance companies and government programs—stand to benefit immensely from the integration of pre-built AI solutions. These solutions offer a range of capabilities that can streamline operations, enhance decision-making,......
Banking Blockchain Digital Payments Featured Finance Fintech

Improving Financial Inclusion through Innovative Payment Systems

Prajakta Ayade
by Prajakta Ayade0
Financial inclusion is the process of ensuring that all individuals and businesses have access to affordable financial products and services. This includes payments, savings, credit, and insurance, all delivered in a responsible and sustainable way. Over the past decade, innovative payment systems have played a pivotal role in advancing financial......
Artificial Intelligence Featured Finance Fintech Investments Machine Learning

Fintech Myths around AI and How AI Is Used To Predict Market Movements

Rishika Patel
by Rishika Patel0
According to Forbes, business investments in AI are projected to reach nearly $200 billion globally by 2025, and by 2030, AI could contribute an astounding $15.7 trillion to the global economy. In the financial sector alone, AI spending is expected to more than double, reaching $97 billion by 2027. One......
Banking Digital Payments Featured Finance Fintech Security

Transforming Digital Money Movement: Fintech and The Future of Financial Institutions

Prajakta Ayade
by Prajakta Ayade0
Financial institutions are undergoing significant changes, driven by technological advancements, shifting consumer preferences, and the need for more efficient and secure transaction methods. This evolution is not just a trend but a fundamental shift that promises to redefine the future of financial services. Recently Alacriti and Lumin Digital formed a......
Banking Featured Finance Fintech Security

How Are Open Banking APIs Levelling the Playing Field for Traditional Banks?

Prajakta Ayade
by Prajakta Ayade0
The financial industry has seen significant disruption from fintech companies and neobanks, which benefit users by offering advanced technologies and customer-centric services. To keep pace, traditional banks are increasingly adopting Open Banking APIs (Application Programming Interfaces), a transformative technology that enables them to compete more effectively by fostering innovation, enhancing......
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