Fin.com Emerges From Stealth With $20M from Expa and Coinbase Ventures, Powering Customers That Serve 825 Million Users

Already profitable, Fin has completed seven acquisitions and grown to more than 200 employees across six global offices, processing billions in payment volume across more than 51 countries

Fin.com, a financial infrastructure company building a unified network for global money movement, emerged from stealth today after growing annual recurring revenue more than 50x since the beginning of the year. Until this morning, the company had never published a post, given an interview, or publicly confirmed its own existence. Fin.com’s infrastructure already moves money for some of the world’s largest payments and money-transfer platforms, leading prediction markets, and major digital-asset exchanges. Through those customers, its technology now reaches 825 million users worldwide.

Fin.com has also assembled an advisory board of fintech and payments leaders, including Michael Tannenbaum of Figure, Imran Ahmad of Bitso, Matt Heiman of Mercury, Bruce Wallace of Revolut, Christy Choi, former board director at Binance, and Bam Azizi, founder of Mesh.

The problem Fin.com was built to solve is old. Cross-border money movement still depends on a patchwork of bank messaging systems, local payment rails, intermediaries, and manual processes. SWIFT, the backbone of international bank messaging since the 1970s, was never designed as a settlement network. The result can be fees, FX markups, and settlement times that stretch across days. Last year, $195 trillion crossed borders on rails like it, shedding fees, hidden FX markups, and days of settlement time along the way. A generation of fintech companies improved the user experience, but much of the underlying infrastructure remained fragmented.

Fin.com was built to rebuild the infrastructure underneath the global money movement. The company operates a single orchestration layer that lets businesses collect, convert, and move money across borders through local payment rails, USD virtual accounts, SWIFT, stablecoin settlement, liquidity, and compliance in one network. It holds licenses and regulatory approvals that allow it to operate in markets that remain difficult for many global financial providers to serve. Its footprint is deliberately contrarian: the Middle East, Africa, South Asia, and Southeast Asia, markets where cross-border money movement remains especially fragmented.

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Fin.com builds differently, too. Rather than raising billions to enter markets from the outside, the company acquires licensed, battle-tested local operators. It integrates them into one network, a private equity playbook run at venture speed. The strategy allows Fin.com to enter new markets through established operators with existing licenses, financial relationships, and local expertise, then connect those capabilities into its broader infrastructure. Seven acquisitions are complete, with twelve targeted by year-end. The result is a company of more than 200 people across six global offices- New York, Las Vegas, Dubai, Dhaka, Bangalore, and Lahore- that has already processed billions in payment volume across more than 51 countries, with most transactions settling in minutes.

The $20 million seed round was led by Expa and Uber co-founder Garrett Camp, with participation from Coinbase Ventures, Tenet Fund, Figure founders, Mesh founder Bam Azizi, Second Sight Ventures and sovereign and royal family offices across the Gulf and Africa.

“At Expa, we back founders who build through complexity. Nabeel and Mustafa are tackling one of finance’s hardest problems, one market at a time,” said Vitor Lourenço, Founding Partner at Expa. “Like Bending Spoons, they combine acquisitions with speed, operating discipline, and the ability to make strong businesses more valuable together. We’re excited to help them build Fin.com into a defining global financial brand.”

Fin.com was co-founded by Nabeel Alamgir, a Forbes 30 Under 30 honoree and founder of Lunchbox, and Mustafa Dar, founder of 24/7 Jet and a venture partner at Expa. Both are immigrants who have personally experienced the friction and cost of sending money across borders.

The company will use the capital to expand into additional corridors and continue acquiring. Fin.com also plans to pursue a bank acquisition within the next six months.