Upstart Holdings, Inc., the leading artificial intelligence (AI) lending marketplace, announced a forward-flow commitment from funds managed by affiliates of Fortress Investment Group (“Fortress”). Fortress has agreed to purchase up to $1.25 billion of consumer loans originated through the Upstart platform over the course of 15 months.
The agreement follows an initial forward flow transaction between Upstart and Fortress announced in 2025.
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“We’re excited to expand our partnership with Fortress with this latest agreement,” said Sanjay Datta, President, Capital & Enterprise at Upstart. “Our wide array of capital partners strengthens our resilient and stable foundation to continue driving down the cost and complexity of borrowing.”
“This expanded agreement with Upstart underscores our focus on sourcing differentiated, high-quality consumer credit opportunities for our investors,” said Matt Biczak, Managing Director at Fortress Investment Group. “Upstart’s data-driven platform enables efficient access to scaled origination, and we believe this partnership positions us well to continue generating durable, compelling risk-adjusted returns across market environments.”
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