VantageScore CreditGauge™ July 2026: Consumer Credit Stays on Solid Footing as Delinquencies Ease, Utilization Lowers
Credit Delinquencies Improved Across VantageScore Credit Tiers, Led by Early-Stage Improvement Credit Card Utilization Rate Remained Below Year-Ago Levels Personal Loan Originations Led Year-Over-Year Consumer Credit Growth Consumers continued to largely maintain their credit health in July 2026, characterized by easing delinquencies and low credit card utilization, according to the......