Tag : VantageScore

New Analysis of VantageScore 4.0 Mortgage Credit Score Validates Superior Performance
Finance Mortgage News

New Analysis of VantageScore 4.0 Mortgage Credit Score Validates Superior Performance

Business Wire
by Business Wire0
VantageScore 4.0 Uses 400% More Data than Conventional Mortgage Credit Scores Pioneering Use of Large Data Sets Improves VantageScore 4.0’s Predictive Results for Mortgage VantageScore 4.0 Remains the Most Consistent Tri-Bureau Credit Score Currently Available VantageScore released the results of its eighth annual Model Performance Assessment, reinforcing VantageScore 4.0’s position......
New Study Reveals How the VantageScore 4.0 Credit Score Compares to FICO 10T and FICO Classic for New Creditworthy Mortgage Consumers
Finance Mortgage News

New Study Reveals How the VantageScore 4.0 Credit Score Compares to FICO 10T and FICO Classic for New Creditworthy Mortgage Consumers

Business Wire
by Business Wire0
VantageScore Uses Large Alternative Data Sets to Pinpoint Creditworthy Mortgage Borrowers Forgotten by Obsolete Models, Including FICO 10T New VantageScore 4.0 Mortgage Lending Opportunities Extend Far Beyond First-Time Homebuyers New VantageScore 4.0 Qualifying Mortgages Demonstrate Similar or Lower Risk Compared to Historical Mortgage Loans New independent research reveals that nearly......
VantageScore® Launches All-New 5.0 Credit Score Model, Delivering Industry-Leading Predictive Performance Based on Post-Pandemic Consumer Data and Novel Attributes
Credit Bureaus Finance News

VantageScore® Launches All-New 5.0 Credit Score Model, Delivering Industry-Leading Predictive Performance Based on Post-Pandemic Consumer Data and Novel Attributes

Business Wire
by Business Wire0
Only National Tri-Bureau Credit Score Trained on Post-Pandemic Data Uses All-New Patent-Pending Attributes Enhanced Predictive Power Offers Up to 9% Lift on Originations of Auto Loans and Unsecured Loans for Consumers Superior Credit Score Model Stability Reduces Consumer Credit Score Volatility VantageScore announced the availability of its newest tri-bureau credit......
More Data Means More Creditworthy Mortgages with VantageScore 4.0 versus FICO 10T
Credit Bureaus Mortgage News

More Data Means More Creditworthy Mortgages with VantageScore 4.0 versus FICO 10T

Business Wire
by Business Wire0
Over 5 Million Creditworthy Mortgages Excluded from the New Fannie and Freddie Historical Mortgage Data Set Due to FICO’s Obsolete Methods VantageScore 4.0 Includes 5 Million More Creditworthy Mortgages Compared to 10T, a $1 Trillion Origination Opportunity for Mortgage Lenders Incrementally Scored VantageScore 4.0 Borrowers Demonstrate Comparable Risk Versus Legacy......
The Federal Home Loan Bank of Des Moines Now Accepts VantageScore 4.0 for Mortgage Collateral
Banking Mortgage News

The Federal Home Loan Bank of Des Moines Now Accepts VantageScore 4.0 for Mortgage Collateral

Business Wire
by Business Wire0
Member Banks Can Use VantageScore 4.0 to Originate Loans for 4 Million New, Creditworthy Borrowers Members of the Federal Home Loan Bank of Des Moines (FHLB Des Moines) can now pledge mortgage collateral using VantageScore 4.0 credit scores, effective immediately. The decision by FHLB Des Moines enables its over 1,200 member banks and......
Rocket Mortgage, Nation’s #1 Mortgage Lender, Adopts VantageScore 4.0 Credit Score for Mortgages
Finance Mortgage News

Rocket Mortgage, Nation’s #1 Mortgage Lender, Adopts VantageScore 4.0 Credit Score for Mortgages

Business Wire
by Business Wire0
The Top 30 Largest Mortgage Originators in the U.S. Now Use VantageScore 4.0 VantageScore 4.0 Delivers More Predictive Decisioning by Leveraging More Data While Reducing Costs and Risk VantageScore announced that homebuyers can now use VantageScore 4.0 credit scores to qualify for home loans at the top-30 mortgage lenders, including Rocket Mortgage –......
VantageScore CreditGauge™ March 2026: Credit Conditions Improve as Consumers Pull Back on Borrowing and Reduce Card Balances
Credit Bureaus Digital Payments News

VantageScore CreditGauge™ March 2026: Credit Conditions Improve as Consumers Pull Back on Borrowing and Reduce Card Balances

Business Wire
by Business Wire0
Credit Card Balances Fall, Driving Lower Utilization Delinquencies Decline, Led by Early-Stage Improvement in Mortgages Younger Borrowers and Unsecured Lending Drive Credit Growth Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit conditions, according to the latest edition of CreditGauge™ from VantageScore. The average VantageScore......
New VantageScore RiskRatio™ Digital Release Enables Mortgage Lenders, Auto Lenders and ABS Investors to Strengthen Consumer Credit Risk Benchmarking
Lending Mortgage News

New VantageScore RiskRatio™ Digital Release Enables Mortgage Lenders, Auto Lenders and ABS Investors to Strengthen Consumer Credit Risk Benchmarking

Business Wire
by Business Wire0
RiskRatio™ Delivers Dynamic Benchmarking Across Time Periods, Credit Products and VantageScore Bands Expanded Risk Metrics with Earlier and Deeper Visibility into Aggregate Consumer Credit Performance VantageScore announced a significant new release for VantageScore RiskRatio™, the credit risk analytics tool designed to help mortgage, auto lenders and ABS investors benchmark, compare......
Experian Announces $0.99 Pricing for VantageScore 4.0 to Accelerate Competition and Industry Savings
Finance Mortgage News

Experian Announces $0.99 Pricing for VantageScore 4.0 to Accelerate Competition and Industry Savings

Business Wire
by Business Wire0
Experian announced it will offer VantageScore® 4.0 at $0.99 per mortgage origination score, reinforcing its commitment to expanding credit score competition and delivering meaningful cost savings to the mortgage industry. Read More on Fintech : Global Fintech Interview with Kristin Kanders, Head of Marketing & Engagement, Plynk App Experian has worked closely with......
Approximately Five Million New Borrowers to Gain Access to Mortgage Market Using VantageScore 4.0
Mortgage News

Approximately Five Million New Borrowers to Gain Access to Mortgage Market Using VantageScore 4.0

PR Newswire
by PR Newswire0
New Research Indicates Lenders Could Originate Up To $1 Trillion In New High-Quality Mortgage Loans Adoption of VantageScore 4.0 Helps Address the Racial Homeownership Gap While Improving Predictive Performance VantageScore released research on the quantitative impact of requiring VantageScore 4.0 credit scores, as mandated by the Federal regulator, for all Government-Sponsored Enterprise......
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